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Kia Seltos on-road price in Ludhiana, Punjab (2026)

A Kia Seltos costs ₹13,04,385 to ₹25,81,669 on the road in Punjab, from the HTE 1.5 Petrol MT to the GTX(O) 1.5 Diesel AT. Every trim is itemised below: road tax, insurance, TCS where it applies, and registration, plus what it costs on the road over the trim below it and whether the equipment it adds covers that. Punjab is the 19th cheapest of the 36 states we cover for this car: ₹78,743 more than Dadra and Nagar Haveli and Daman and Diu on the same HTE 1.5 Petrol MT, and ₹1,06,403 less than Karnataka.

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Kia Seltos — manufacturer photograph
Photograph: Kia. Shows the Kia Seltos. Road tax is banded on ex-showroom price, so it differs by trim — the table below prices every one.
Punjab

All 33 trims, on-road

VariantEx-showroomOn-road
HTE 1.5 Petrol MT₹11,24,900₹13,04,385
HTE(O) 1.5 Petrol MT+₹1,35,345 over HTEPricey₹12,41,900₹14,39,730
HTE 1.5 Diesel MT₹12,93,900₹14,99,884
HTK 1.5 Petrol MT+₹1,15,680 over HTE(O)Pricey₹13,41,900₹15,55,410
HTE(O) 1.5 Petrol IVT₹13,71,900₹15,90,114
HTE(O) 1.5 Diesel MT+₹1,27,248 over HTEPricey₹14,03,900₹16,27,132
HTK(O) 1.5 Petrol MT+₹1,27,248 over HTKFair upgrade₹14,51,900₹16,82,658
HTK 1.5 Petrol IVT+₹1,15,680 over HTE(O)Fair upgrade₹14,71,900₹17,05,794
HTK 1.5 Diesel MT+₹1,53,277 over HTE(O)Fair upgrade₹15,03,900₹17,80,409
HTE(O) 1.5 Diesel AT₹15,32,400₹18,14,090
HTK(O) 1.5 Petrol IVT+₹1,66,795 over HTKWorth it₹15,81,900₹18,72,589
HTX 1.5 Petrol MT+₹2,01,749 over HTK(O)Fair upgrade₹15,91,900₹18,84,407
HTK(O) 1.5 Diesel MT+₹1,29,998 over HTKFair upgrade₹16,13,900₹19,10,407
HTK 1.5 Diesel AT+₹1,19,953 over HTE(O)Fair upgrade₹16,33,900₹19,34,043
HTK(O) 1.5 Turbo Petrol DCT₹16,61,900₹19,67,133
HTX(A) 1.5 Petrol MT₹17,01,900₹20,14,405
HTX 1.5 Petrol IVT+₹1,65,452 over HTK(O)Pricey₹17,21,900₹20,38,041
HTK(O) 1.5 Diesel AT+₹1,29,998 over HTKWorth it₹17,43,900₹20,64,041
HTX 1.5 Diesel MT+₹1,65,452 over HTK(O)Fair upgrade₹17,53,900₹20,75,859
HTX 1.5 Turbo Petrol DCT+₹1,65,452 over HTK(O)Pricey₹18,01,900₹21,32,585
HTX(A) 1.5 Petrol IVT₹18,31,900₹21,68,039
HTX(A) 1.5 Diesel MT₹18,63,900₹22,05,857
GTX 1.5 Petrol IVT+₹1,77,270 over HTXPricey₹18,71,900₹22,15,311
HTX 1.5 Diesel AT+₹1,65,452 over HTK(O)Pricey₹18,83,900₹22,29,493
HTX(A) 1.5 Turbo Petrol DCT₹19,11,900₹22,62,583
GTX 1.5 Turbo Petrol DCT+₹1,77,270 over HTXPricey₹19,51,900₹23,09,855
GTX(A) 1.5 Petrol IVT+₹1,77,270 over HTX(A)Pricey₹19,81,900₹23,45,309
HTX(A) 1.5 Diesel AT₹19,93,900₹23,59,491
GTX(A) 1.5 Turbo Petrol DCT+₹1,03,999 over HTX(A)Pricey₹19,99,900₹23,66,582
GTX 1.5 Diesel AT+₹1,37,089 over HTXPricey₹19,99,900₹23,66,582
GTX(A) 1.5 Diesel AT+₹45,499 over HTX(A)Pricey₹20,32,400₹24,04,990
GTX(O) 1.5 Turbo Petrol DCT+₹2,42,269 over GTXFair upgrade₹21,56,900₹25,52,124
GTX(O) 1.5 Diesel AT+₹2,15,087 over GTXWorth it₹21,81,900₹25,81,669

*Estimated on-road, Punjab, from the Delhi ex-showroom price · Prices checked Oct 2026

Is the dearer Seltos worth it in Punjab?

The best-covered upgrade on this car is HTK 1.5 Petrol IVT to HTK(O) 1.5 Petrol IVT. In Punjab that costs ₹1,66,795 more on the road — against ₹1,10,000 ex-showroom, because road tax is banded on the sticker price — and it adds ₹1,22,000 of equipment we price, 110% of the ex-showroom rise.

See every feature that separates them →Every Seltos variant, explained →

Line-by-line: HTE 1.5 Petrol MT

Drive-away cost

HTE 1.5 Petrol MT

petrol · manual · Punjab

Ex-showroom price
₹11,24,900
RTO road taxPunjab slab for petrol, plus a 0.18% cess charged on ex-showroom
₹1,08,891
Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
₹56,245
TCS1% above ₹10 L ex-showroom — adjustable against income tax
₹11,249
Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
₹1,200
Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
₹1,900
On-road, Punjab₹13,04,385
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Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.

Kia Seltos on-road price in Ludhiana and across Punjab

These are the figures for every city in Punjab. Road tax is set by the state, not the city, so the HTE 1.5 Petrol MT costs the same ₹13,04,385 to put on the road in Ludhiana as it does in Amritsar. The only thing that moves between showrooms is the dealer handling charge, which is not a published figure — so it is not in any total on this page.

  • Ludhiana
  • Amritsar
  • Bathinda
  • Jalandhar
  • Mohali
  • Patiala

What Punjab charges

Punjab bands the rate by ex-showroom price, from 9.5% to 12%. The HTE 1.5 Petrol MT pays ₹1,06,866 of road tax on its ₹11,24,900 ex-showroom price, plus ₹2,025 of cess — the ₹1,08,891 the table shows. That cess is 0.18% of ex-showroom, and we bill it because it appears at exactly that rate on every invoice we checked, in all 36 states and union territories. We have not found the notification that sets it, so we describe it rather than name it.

Ex-showroom bandPetrolDieselCNG
Up to ₹15,00,0009.5%9.5%9.5%
Above ₹15,00,00012%12%9.5%

The tax boundary to watch in Punjab

Punjab re-rates the whole price once a car crosses a band, so a small move up the range can cost several times its ex-showroom difference. On the Kia Seltos, 2 variants do this.

  • HTK 1.5 Petrol IVT → HTK(O) 1.5 Petrol IVT

    ₹1,10,000 more ex-showroom becomes ₹1,66,795 more on the road — ₹56,795 of it from crossing the ₹15,00,000 line, where the rate goes from 9.5% to 12%.

  • HTE(O) 1.5 Diesel MT → HTK 1.5 Diesel MT

    ₹1,00,000 more ex-showroom becomes ₹1,53,277 more on the road — ₹53,277 of it from crossing the ₹15,00,000 line, where the rate goes from 9.5% to 12%.

Worth knowing before you pick a trim: our verdict on whether the equipment justifies the gap is based on the ex-showroom difference, and in Punjab these upgrades cost more than that.

Kia Seltos on-road price in Punjab: common questions

How much is road tax on a Kia Seltos in Punjab?
₹1,08,891 on the HTE 1.5 Petrol MT and ₹2,65,755 on the GTX(O) 1.5 Diesel AT. Punjab bands the rate by ex-showroom price, from 9.5% to 12%.
What is the on-road price of the Kia Seltos HTE 1.5 Petrol MT in Punjab?
₹13,04,385. That is ₹11,24,900 ex-showroom, ₹1,08,891 road tax, ₹56,245 insurance, ₹11,249 TCS and registration. The full range runs to ₹25,81,669 for the GTX(O) 1.5 Diesel AT.
Is the Kia Seltos cheaper in Dadra and Nagar Haveli and Daman and Diu than in Punjab?
Yes, by ₹78,743 on the HTE 1.5 Petrol MT. Dadra and Nagar Haveli and Daman and Diu is the cheapest of the 36 states we cover and Punjab ranks 19. Registering in another state only helps if you actually live there — road tax follows the address on the registration.
What is the Kia Seltos on-road price in Ludhiana?
₹13,04,385 for the HTE 1.5 Petrol MT, rising to ₹25,81,669 for the GTX(O) 1.5 Diesel AT — the same as anywhere else in Punjab. Road tax is set by the state, so the on-road total in Ludhiana is identical to Amritsar. Only dealer handling charges vary between showrooms, and those are not a published figure, so we leave them out.
Which Kia Seltos variant crosses a tax band in Punjab?
The move from the HTK 1.5 Petrol IVT to the HTK(O) 1.5 Petrol IVT. It is ₹1,10,000 more ex-showroom but ₹1,66,795 more on the road, because crossing ₹15,00,000 moves the whole price from 9.5% to 12%.

Kia Seltos on-road price in other states

Not sure which applies to you? See all 36 states on one page.

Andhra PradeshArunachal PradeshAssamBiharChhattisgarhGoaGujaratHaryanaHimachal PradeshJharkhandKarnatakaKeralaMadhya PradeshMaharashtraManipurMeghalayaMizoramNagalandOdishaRajasthanSikkimTamil NaduTelanganaTripuraUttar PradeshUttarakhandWest BengalDelhiChandigarhPuducherryJammu and KashmirLadakhAndaman and Nicobar IslandsLakshadweepDadra and Nagar Haveli and Daman and Diu
All variantsWhich variant?