Tata Tiago EV on-road price in Ludhiana, Punjab (2026)
A Tata Tiago EV costs ₹7,38,308 to ₹10,74,456 on the road in Punjab, from the Smart 19.2 kWh to the Creative+ 24 kWh. Every trim is itemised below: road tax, insurance, TCS where it applies, and registration, plus what it costs on the road over the trim below it and whether the equipment it adds covers that. Punjab is the 8th cheapest of the 16 states we cover for this car: ₹600 more than Maharashtra on the same Smart 19.2 kWh, and ₹62,910 less than Uttar Pradesh.
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All 4 trims, on-road
| Variant | Ex-showroom | Road tax + cess | Insurance | TCS | Reg. & fees | On-road |
|---|---|---|---|---|---|---|
| Smart 19.2 kWh | ₹6,99,000 | ₹1,258 | ₹34,950 | — | ₹3,100 | ₹7,38,308 |
| Pure+ 19.2 kWh+₹1,73,547 over SmartPricey | ₹8,64,000 | ₹1,555 | ₹43,200 | — | ₹3,100 | ₹9,11,855 |
| Pure+ 24 kWh | ₹9,64,000 | ₹1,735 | ₹48,200 | — | ₹3,100 | ₹10,17,035 |
| Creative+ 24 kWh+₹57,421 over Pure+Worth it | ₹10,09,000 | ₹1,816 | ₹50,450 | ₹10,090 | ₹3,100 | ₹10,74,456 |
*Estimated on-road, Punjab, from the Delhi ex-showroom price · Prices checked Nov 2026
Is the dearer Tiago EV worth it in Punjab?
The best-covered upgrade on this car is Pure+ 24 kWh to Creative+ 24 kWh. In Punjab that costs ₹57,421 more on the road — against ₹45,000 ex-showroom, because road tax is banded on the sticker price — and it adds ₹1,08,500 of equipment we price, 241% of the ex-showroom rise.
Line-by-line: Smart 19.2 kWh
Smart 19.2 kWh
electric · Punjab
- Ex-showroom price
- ₹6,99,000
- RTO road taxPunjab slab for electric, plus a 0.18% cess charged on ex-showroom
- ₹1,258
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹34,950
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
Tata Tiago EV on-road price in Ludhiana and across Punjab
These are the figures for every city in Punjab. Road tax is set by the state, not the city, so the Smart 19.2 kWh costs the same ₹7,38,308 to put on the road in Ludhiana as it does in Amritsar. The only thing that moves between showrooms is the dealer handling charge, which is not a published figure — so it is not in any total on this page.
- Ludhiana
- Amritsar
- Bathinda
- Jalandhar
- Mohali
- Patiala
What Punjab charges
Punjab charges no road tax on an electric car (the concession runs until 20 February 2027). The Smart 19.2 kWh pays ₹0 of road tax on its ₹6,99,000 ex-showroom price, plus ₹1,258 of cess — the ₹1,258 the table shows. That cess is 0.18% of ex-showroom, and we bill it because it appears at exactly that rate on every invoice we checked, in all 36 states and union territories. We have not found the notification that sets it, so we describe it rather than name it.
| Ex-showroom band | Electric | Petrol |
|---|---|---|
| Up to ₹15,00,000 | 0% | 9.5% |
| Above ₹15,00,000 | 0% | 12% |
Tata Tiago EV on-road price in Punjab: common questions
- How much is road tax on a Tata Tiago EV in Punjab?
- ₹1,258 on the Smart 19.2 kWh and ₹1,816 on the Creative+ 24 kWh. Punjab charges no road tax on an electric car (the concession runs until 20 February 2027).
- What is the on-road price of the Tata Tiago EV Smart 19.2 kWh in Punjab?
- ₹7,38,308. That is ₹6,99,000 ex-showroom, ₹1,258 road tax, ₹34,950 insurance and registration. The full range runs to ₹10,74,456 for the Creative+ 24 kWh.
- Is the Tata Tiago EV cheaper in Maharashtra than in Punjab?
- Yes, by ₹600 on the Smart 19.2 kWh. Maharashtra is the cheapest of the 16 states we cover and Punjab ranks 8. Registering in another state only helps if you actually live there — road tax follows the address on the registration.
- What is the Tata Tiago EV on-road price in Ludhiana?
- ₹7,38,308 for the Smart 19.2 kWh, rising to ₹10,74,456 for the Creative+ 24 kWh — the same as anywhere else in Punjab. Road tax is set by the state, so the on-road total in Ludhiana is identical to Amritsar. Only dealer handling charges vary between showrooms, and those are not a published figure, so we leave them out.
Tata Tiago EV on-road price in other states
Not sure which applies to you? See all 36 states on one page.