Tata Tigor: XM 1.2 Petrol MT vs XT 1.2 Petrol MT
The XT 1.2 Petrol MT costs ₹75,000 more than the XM 1.2 Petrol MT. The equipment it adds covers 32% of that on our values — pricey. Every feature is priced below.
Spotted something wrong? Report a correctionXM 1.2 Petrol MT → XT 1.2 Petrol MT
You pay extra
₹75,000
₹5,69,990 → ₹6,44,990
Features are worth
₹24,650
7 gained
Equipment covers
32%
of what the variant costs extra
XT 1.2 Petrol MT costs ₹75,000 more than XM 1.2 Petrol MT and brings only ₹24,650 of equipment we can put a price on — about 32% of what you pay. Unless you specifically need something in the list below, XM 1.2 Petrol MT is the better buy.
We price the equipment that separates these two trims. The rest of the difference pays for things we don't itemise — materials, fit and finish, and the manufacturer's own margin. An upgrade that clears 100% is one where the equipment alone is worth what it costs.
*Ex-showroom, Delhi · Prices checked Nov 2026
Factory-only or fit it later
- Only from the factory
- ₹14,450 · 4 features
- Could be fitted later
- ₹10,200 · 3 features
Of the equipment this variant adds, at our valuations. Which features count as fit-later is set per feature in the methodology.
Feature-by-feature valuation
7 of 77 features differ between these trims.
| Feature | XM 1.2 Petrol MT | XT 1.2 Petrol MT | Value |
|---|---|---|---|
| Safety & driver assistance | |||
| Rear DefoggerHeated rear screen, without the rear wiper and washer. The tier below defogger-and-wiper. | No | Yes | +₹4,250 |
| Day/Night Inside MirrorManually flipped anti-glare inside rear-view mirror. The tier below the auto-dimming mirror. | No | Yes | +₹1,700 |
| Comfort & convenience | |||
| Steering-Mounted ControlsAudio and phone controls on the steering wheel. Cruise control buttons are priced with cruise control. | No | Yes | +₹3,400 |
| Height-Adjustable Driver's SeatDriver's seat adjusts for height, not just reach. | No | Yes | +₹3,400 |
| Rear Power WindowsElectric windows for the rear doors. | No | Yes | +₹3,400 |
| Infotainment & connectivity | |||
| Basic Music System (No Touchscreen)A head unit or audio dock with speakers, on a trim that has no touchscreen. The tier below the 7-inch touchscreen. | No | Yes | +₹5,950 |
| Exterior & wheels | |||
| Full Wheel CoversSteel wheels with full covers or a styled painted finish, rather than bare steel with centre caps. The tier below alloy wheels. | No | Yes | +₹2,550 |
| Net feature value | 7 gained | ₹24,650 | |
Values are our own estimates of what each feature is worth on this segment of car, not manufacturer pricing. We only price equipment that differs between trims, so this column will not add up to the full price gap — the rest pays for materials, fit and finish, and margin. Every valuation and its reasoning is published here.
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Steering-Mounted Controlsadded
ours₹Height-Adjustable Driver's Seatadded
ours₹Rear Power Windowsadded
ours₹Basic Music System (No Touchscreen)added
ours₹Rear Defoggeradded
ours₹Day/Night Inside Mirroradded
ours₹Full Wheel Coversadded
ours₹
On our figures
₹24,650 of equipment against ₹75,000 — 32% of the variant
Your figures stay in this browser and in the link you copy — nothing is saved, and nobody else's page changes. Every other number on this page is ours, computed as set out on the methodology page.
On-road price, side by side
Change your city in the header to recalculate both columns.
In Delhi, XT 1.2 Petrol MT costs ₹1,03,234 more on the road than XM 1.2 Petrol MT, against ₹75,000 ex-showroom. ₹28,234 of that is road tax, insurance and charges that rise with the price. The verdict above is measured against the ex-showroom difference.
XM 1.2 Petrol MT
petrol · manual · Delhi
- Ex-showroom price
- ₹5,69,990
- RTO road taxDelhi slab for petrol, ₹2,000 of state levies, plus a 0.18% cess charged on ex-showroom
- ₹25,826
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹28,500
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
XT 1.2 Petrol MT
petrol · manual · Delhi
- Ex-showroom price
- ₹6,44,990
- RTO road taxDelhi slab for petrol, ₹4,000 of state levies, plus a 0.18% cess charged on ex-showroom
- ₹50,310
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹32,250
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
Common questions
- What is the price difference between the Tata Tigor XM 1.2 Petrol MT and XT 1.2 Petrol MT?
- ₹75,000 ex-showroom — XM 1.2 Petrol MT is ₹5,69,990 and XT 1.2 Petrol MT is ₹6,44,990.
- Is the Tata Tigor XT 1.2 Petrol MT worth the extra money over the XM 1.2 Petrol MT?
- XT 1.2 Petrol MT costs ₹75,000 more than XM 1.2 Petrol MT and brings only ₹24,650 of equipment we can put a price on — about 32% of what you pay. Unless you specifically need something in the list below, XM 1.2 Petrol MT is the better buy.
- What do you actually get on the XT 1.2 Petrol MT that the XM 1.2 Petrol MT doesn't have?
- 7 features, led by Basic Music System (No Touchscreen), Rear Defogger, Steering-Mounted Controls. The full list with our rupee valuation for each is in the table above.