Tata Tigor: XZ+ 1.2 Petrol MT vs XZ+ Lux 1.2 Petrol MT

The XZ+ Lux 1.2 Petrol MT costs ₹45,000 more than the XZ+ 1.2 Petrol MT. The equipment it adds covers 99% of that on our values — a fair upgrade. Every feature is priced below.

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The verdict

XZ+ 1.2 Petrol MT → XZ+ Lux 1.2 Petrol MT

Fair upgrade

You pay extra

₹45,000

₹7,54,990 → ₹7,99,990

Features are worth

₹44,625

3 gained

Equipment covers

99%

of what the variant costs extra

XZ+ Lux 1.2 Petrol MT costs ₹45,000 more than XZ+ 1.2 Petrol MT and brings 3 features we value at ₹44,625, roughly 99% of the price difference. Reasonable if you specifically want what it adds; not a bargain.

We price the equipment that separates these two trims. The rest of the difference pays for things we don't itemise — materials, fit and finish, and the manufacturer's own margin. An upgrade that clears 100% is one where the equipment alone is worth what it costs.

*Ex-showroom, Delhi · Prices checked Nov 2026

What the extra equipment is

Factory-only or fit it later

Only from the factory
₹21,250 · 1 feature
Could be fitted later
₹23,375 · 2 features

Of the equipment this variant adds, at our valuations. Which features count as fit-later is set per feature in the methodology.

Tata Tigor — manufacturer photograph
Photograph: Tata Motors. Shows the Tata Tigor, not either trim specifically — the table below is what separates them.
Where the money goes

Feature-by-feature valuation

4 of 77 features differ between these trims.

FeatureXZ+ 1.2 Petrol MTXZ+ Lux 1.2 Petrol MTValue
Safety & driver assistance
Rear Camera with Dynamic GuidelinesIntegrated rear parking camera with active steering trajectory lines.NoYes+₹7,225
Surround View CameraCameras around the car stitched into a bird's-eye view on the screen. A 540-degree system, which adds a view of the ground under the car, earns the same credit.NoYes+₹21,250
Exterior & wheels
15-Inch Alloy WheelsFactory alloy wheels in place of steel rims with covers.Up from Full Wheel Covers — the figure is the difference between the two, not the full value.NoYes+₹16,150
Full Wheel CoversSteel wheels with full covers or a styled painted finish, rather than bare steel with centre caps. The tier below alloy wheels.Counted in 15-Inch Alloy Wheels, which replaces it.YesNo—
Net feature value3 gained₹44,625

Values are our own estimates of what each feature is worth on this segment of car, not manufacturer pricing. We only price equipment that differs between trims, so this column will not add up to the full price gap — the rest pays for materials, fit and finish, and margin. Every valuation and its reasoning is published here.

Your numbers

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Put your own rupee value on anything below and the verdict recalculates as you type.

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  • Rear Camera with Dynamic Guidelinesadded

    ours
    ₹
  • Surround View Cameraadded

    ours
    ₹
  • 15-Inch Alloy Wheelsadded

    replaces Full Wheel Covers — the figure is the difference between the two

    ours
    ₹

On our figures

₹44,625 of equipment against ₹45,000 — 99% of the variant

Fair upgrade

Your figures stay in this browser and in the link you copy — nothing is saved, and nobody else's page changes. Every other number on this page is ours, computed as set out on the methodology page.

Same upgrade, every engine and gearbox

XZ+ to XZ+ Lux on all 2 powertrains

Tata Motors sells this upgrade on 2 powertrains. The price gap and what it buys are not always the same, so here is each one, worked out the same way as this page. The upgrade costs ₹45,000 on every one.

PowertrainCosts moreCovers
Petrol manual (this page)₹45,00099%Fair upgrade
CNG manual₹45,00063%Fair upgrade
What you actually pay

On-road price, side by side

Change your city in the header to recalculate both columns.

In Delhi, XZ+ Lux 1.2 Petrol MT costs ₹50,481 more on the road than XZ+ 1.2 Petrol MT, against ₹45,000 ex-showroom. ₹5,481 of that is road tax, insurance and charges that rise with the price. The verdict above is measured against the ex-showroom difference.

Drive-away cost

XZ+ 1.2 Petrol MT

petrol · manual · Delhi

Ex-showroom price
₹7,54,990
RTO road taxDelhi slab for petrol, ₹4,000 of state levies, plus a 0.18% cess charged on ex-showroom
₹58,208
Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
₹37,750
Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
₹1,200
Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
₹1,900
On-road, Delhi₹8,54,048
Taking this to the showroom? Hold the dealer's quote against these lines.Send on WhatsAppWork out the EMI

Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.

Drive-away cost

XZ+ Lux 1.2 Petrol MT

petrol · manual · Delhi

Ex-showroom price
₹7,99,990
RTO road taxDelhi slab for petrol, ₹4,000 of state levies, plus a 0.18% cess charged on ex-showroom
₹61,439
Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
₹40,000
Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
₹1,200
Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
₹1,900
On-road, Delhi₹9,04,529
Taking this to the showroom? Hold the dealer's quote against these lines.Send on WhatsAppWork out the EMI

Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.

Common questions

What is the price difference between the Tata Tigor XZ+ 1.2 Petrol MT and XZ+ Lux 1.2 Petrol MT?
₹45,000 ex-showroom — XZ+ 1.2 Petrol MT is ₹7,54,990 and XZ+ Lux 1.2 Petrol MT is ₹7,99,990.
Is the Tata Tigor XZ+ Lux 1.2 Petrol MT worth the extra money over the XZ+ 1.2 Petrol MT?
XZ+ Lux 1.2 Petrol MT costs ₹45,000 more than XZ+ 1.2 Petrol MT and brings 3 features we value at ₹44,625, roughly 99% of the price difference. Reasonable if you specifically want what it adds; not a bargain.
What do you actually get on the XZ+ Lux 1.2 Petrol MT that the XZ+ 1.2 Petrol MT doesn't have?
3 features, led by Surround View Camera, 15-Inch Alloy Wheels, Rear Camera with Dynamic Guidelines. The full list with our rupee valuation for each is in the table above.