Tata Tigor: XZ+ 1.2 CNG MT vs XZ+ Lux 1.2 CNG MT

The XZ+ Lux 1.2 CNG MT costs ₹45,000 more than the XZ+ 1.2 CNG MT. The equipment it adds covers 63% of that on our values — a fair upgrade. Every feature is priced below.

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The verdict

XZ+ 1.2 CNG MT → XZ+ Lux 1.2 CNG MT

Fair upgrade

You pay extra

₹45,000

₹8,54,990 → ₹8,99,990

Features are worth

₹28,475

2 gained

Equipment covers

63%

of what the variant costs extra

XZ+ Lux 1.2 CNG MT costs ₹45,000 more than XZ+ 1.2 CNG MT and brings 2 features we value at ₹28,475, roughly 63% of the price difference. Reasonable if you specifically want what it adds; not a bargain.

We price the equipment that separates these two trims. The rest of the difference pays for things we don't itemise — materials, fit and finish, and the manufacturer's own margin. An upgrade that clears 100% is one where the equipment alone is worth what it costs.

*Ex-showroom, Delhi · Prices checked Nov 2026

What the extra equipment is

Factory-only or fit it later

Only from the factory
₹21,250 · 1 feature
Could be fitted later
₹7,225 · 1 feature

Most of it — ₹21,250 of the ₹28,475 this variant adds — is equipment that only comes from the factory, led by Surround View Camera. If you want it, a dearer variant is the only way to get it.

Of the equipment this variant adds, at our valuations. Which features count as fit-later is set per feature in the methodology.

Tata Tigor — manufacturer photograph
Photograph: Tata Motors. Shows the Tata Tigor, not either trim specifically — the table below is what separates them.
Where the money goes

Feature-by-feature valuation

2 of 77 features differ between these trims.

FeatureXZ+ 1.2 CNG MTXZ+ Lux 1.2 CNG MTValue
Safety & driver assistance
Rear Camera with Dynamic GuidelinesIntegrated rear parking camera with active steering trajectory lines.NoYes+₹7,225
Surround View CameraCameras around the car stitched into a bird's-eye view on the screen. A 540-degree system, which adds a view of the ground under the car, earns the same credit.NoYes+₹21,250
Net feature value2 gained₹28,475

Values are our own estimates of what each feature is worth on this segment of car, not manufacturer pricing. We only price equipment that differs between trims, so this column will not add up to the full price gap — the rest pays for materials, fit and finish, and margin. Every valuation and its reasoning is published here.

Your numbers

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  • Rear Camera with Dynamic Guidelinesadded

    ours
    ₹
  • Surround View Cameraadded

    ours
    ₹

On our figures

₹28,475 of equipment against ₹45,000 — 63% of the variant

Fair upgrade

Your figures stay in this browser and in the link you copy — nothing is saved, and nobody else's page changes. Every other number on this page is ours, computed as set out on the methodology page.

Same upgrade, every engine and gearbox

XZ+ to XZ+ Lux on all 2 powertrains

Tata Motors sells this upgrade on 2 powertrains. The price gap and what it buys are not always the same, so here is each one, worked out the same way as this page. The upgrade costs ₹45,000 on every one.

PowertrainCosts moreCovers
Petrol manual₹45,00099%Fair upgrade
CNG manual (this page)₹45,00063%Fair upgrade
What you actually pay

On-road price, side by side

Change your city in the header to recalculate both columns.

In Delhi, XZ+ Lux 1.2 CNG MT costs ₹50,481 more on the road than XZ+ 1.2 CNG MT, against ₹45,000 ex-showroom. ₹5,481 of that is road tax, insurance and charges that rise with the price. The verdict above is measured against the ex-showroom difference.

Drive-away cost

XZ+ 1.2 CNG MT

cng · manual · Delhi

Ex-showroom price
₹8,54,990
RTO road taxDelhi slab for cng, ₹4,000 of state levies, plus a 0.18% cess charged on ex-showroom
₹65,388
Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
₹42,750
Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
₹1,200
Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
₹1,900
On-road, Delhi₹9,66,228
Taking this to the showroom? Hold the dealer's quote against these lines.Send on WhatsAppWork out the EMI

Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.

Drive-away cost

XZ+ Lux 1.2 CNG MT

cng · manual · Delhi

Ex-showroom price
₹8,99,990
RTO road taxDelhi slab for cng, ₹4,000 of state levies, plus a 0.18% cess charged on ex-showroom
₹68,619
Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
₹45,000
Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
₹1,200
Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
₹1,900
On-road, Delhi₹10,16,709
Taking this to the showroom? Hold the dealer's quote against these lines.Send on WhatsAppWork out the EMI

Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.

Common questions

What is the price difference between the Tata Tigor XZ+ 1.2 CNG MT and XZ+ Lux 1.2 CNG MT?
₹45,000 ex-showroom — XZ+ 1.2 CNG MT is ₹8,54,990 and XZ+ Lux 1.2 CNG MT is ₹8,99,990.
Is the Tata Tigor XZ+ Lux 1.2 CNG MT worth the extra money over the XZ+ 1.2 CNG MT?
XZ+ Lux 1.2 CNG MT costs ₹45,000 more than XZ+ 1.2 CNG MT and brings 2 features we value at ₹28,475, roughly 63% of the price difference. Reasonable if you specifically want what it adds; not a bargain.
What do you actually get on the XZ+ Lux 1.2 CNG MT that the XZ+ 1.2 CNG MT doesn't have?
2 features, led by Surround View Camera, Rear Camera with Dynamic Guidelines. The full list with our rupee valuation for each is in the table above.