MG Hector on-road price in Ludhiana, Punjab (2026)
A MG Hector costs ₹14,07,455 to ₹23,25,101 on the road in Punjab, from the Style 1.5 Turbo Petrol MT to the Savvy Pro 1.5 Turbo Petrol CVT. Every trim is itemised below: road tax, insurance, TCS where it applies, and registration, plus what it costs on the road over the trim below it and whether the equipment it adds covers that. Punjab is the 19th cheapest of the 36 states we cover for this car: ₹84,980 more than Dadra and Nagar Haveli and Daman and Diu on the same Style 1.5 Turbo Petrol MT, and ₹1,14,752 less than Karnataka.
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All 7 trims, on-road
| Variant | Ex-showroom | Road tax + cess | Insurance | TCS | Reg. & fees | On-road |
|---|---|---|---|---|---|---|
| Style 1.5 Turbo Petrol MT | ₹12,14,000 | ₹1,17,515 | ₹60,700 | ₹12,140 | ₹3,100 | ₹14,07,455 |
| Select Pro 1.5 Turbo Petrol MT+₹3,24,830 over StyleFair upgrade | ₹14,94,800 | ₹1,44,697 | ₹74,740 | ₹14,948 | ₹3,100 | ₹17,32,285 |
| Smart Pro 1.5 Turbo Petrol MT+₹1,55,550 over Select ProFair upgrade | ₹15,94,800 | ₹1,94,247 | ₹79,740 | ₹15,948 | ₹3,100 | ₹18,87,835 |
| Smart Pro 1.5 Turbo Petrol CVT | ₹17,14,800 | ₹2,08,863 | ₹85,740 | ₹17,148 | ₹3,100 | ₹20,29,651 |
| Sharp Pro 1.5 Turbo Petrol MT+₹2,00,906 over Smart ProFair upgrade | ₹17,64,800 | ₹2,14,953 | ₹88,240 | ₹17,648 | ₹3,100 | ₹20,88,741 |
| Sharp Pro 1.5 Turbo Petrol CVT+₹1,89,088 over Smart ProFair upgrade | ₹18,74,800 | ₹2,28,351 | ₹93,740 | ₹18,748 | ₹3,100 | ₹22,18,739 |
| Savvy Pro 1.5 Turbo Petrol CVT+₹1,06,362 over Sharp ProWorth it | ₹19,64,800 | ₹2,39,313 | ₹98,240 | ₹19,648 | ₹3,100 | ₹23,25,101 |
*Estimated on-road, Punjab, from the Delhi ex-showroom price · Prices checked Nov 2026
Is the dearer Hector worth it in Punjab?
The best-covered upgrade on this car is Sharp Pro 1.5 Turbo Petrol CVT to Savvy Pro 1.5 Turbo Petrol CVT. In Punjab that costs ₹1,06,362 more on the road — against ₹90,000 ex-showroom, because road tax is banded on the sticker price — and it adds ₹1,12,000 of equipment we price, 124% of the ex-showroom rise.
Line-by-line: Style 1.5 Turbo Petrol MT
Style 1.5 Turbo Petrol MT
petrol · manual · Punjab
- Ex-showroom price
- ₹12,14,000
- RTO road taxPunjab slab for petrol, plus a 0.18% cess charged on ex-showroom
- ₹1,17,515
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹60,700
- TCS1% above ₹10 L ex-showroom — adjustable against income tax
- ₹12,140
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
MG Hector on-road price in Ludhiana and across Punjab
These are the figures for every city in Punjab. Road tax is set by the state, not the city, so the Style 1.5 Turbo Petrol MT costs the same ₹14,07,455 to put on the road in Ludhiana as it does in Amritsar. The only thing that moves between showrooms is the dealer handling charge, which is not a published figure — so it is not in any total on this page.
- Ludhiana
- Amritsar
- Bathinda
- Jalandhar
- Mohali
- Patiala
What Punjab charges
Punjab bands the rate by ex-showroom price, from 9.5% to 12%. The Style 1.5 Turbo Petrol MT pays ₹1,15,330 of road tax on its ₹12,14,000 ex-showroom price, plus ₹2,185 of cess — the ₹1,17,515 the table shows. That cess is 0.18% of ex-showroom, and we bill it because it appears at exactly that rate on every invoice we checked, in all 36 states and union territories. We have not found the notification that sets it, so we describe it rather than name it.
| Ex-showroom band | Petrol | Diesel | CNG |
|---|---|---|---|
| Up to ₹15,00,000 | 9.5% | 9.5% | 9.5% |
| Above ₹15,00,000 | 12% | 12% | 9.5% |
The tax boundary to watch in Punjab
Punjab re-rates the whole price once a car crosses a band, so a small move up the range can cost several times its ex-showroom difference. On the MG Hector, one variant does this.
Select Pro 1.5 Turbo Petrol MT → Smart Pro 1.5 Turbo Petrol MT
₹1,00,000 more ex-showroom becomes ₹1,55,550 more on the road — ₹55,550 of it from crossing the ₹15,00,000 line, where the rate goes from 9.5% to 12%.
Worth knowing before you pick a trim: our verdict on whether the equipment justifies the gap is based on the ex-showroom difference, and in Punjab these upgrades cost more than that.
MG Hector on-road price in Punjab: common questions
- How much is road tax on a MG Hector in Punjab?
- ₹1,17,515 on the Style 1.5 Turbo Petrol MT and ₹2,39,313 on the Savvy Pro 1.5 Turbo Petrol CVT. Punjab bands the rate by ex-showroom price, from 9.5% to 12%.
- What is the on-road price of the MG Hector Style 1.5 Turbo Petrol MT in Punjab?
- ₹14,07,455. That is ₹12,14,000 ex-showroom, ₹1,17,515 road tax, ₹60,700 insurance, ₹12,140 TCS and registration. The full range runs to ₹23,25,101 for the Savvy Pro 1.5 Turbo Petrol CVT.
- Is the MG Hector cheaper in Dadra and Nagar Haveli and Daman and Diu than in Punjab?
- Yes, by ₹84,980 on the Style 1.5 Turbo Petrol MT. Dadra and Nagar Haveli and Daman and Diu is the cheapest of the 36 states we cover and Punjab ranks 19. Registering in another state only helps if you actually live there — road tax follows the address on the registration.
- What is the MG Hector on-road price in Ludhiana?
- ₹14,07,455 for the Style 1.5 Turbo Petrol MT, rising to ₹23,25,101 for the Savvy Pro 1.5 Turbo Petrol CVT — the same as anywhere else in Punjab. Road tax is set by the state, so the on-road total in Ludhiana is identical to Amritsar. Only dealer handling charges vary between showrooms, and those are not a published figure, so we leave them out.
- Which MG Hector variant crosses a tax band in Punjab?
- The move from the Select Pro 1.5 Turbo Petrol MT to the Smart Pro 1.5 Turbo Petrol MT. It is ₹1,00,000 more ex-showroom but ₹1,55,550 more on the road, because crossing ₹15,00,000 moves the whole price from 9.5% to 12%.
MG Hector on-road price in other states
Not sure which applies to you? See all 36 states on one page.