Tata Altroz: Smart 1.2 Petrol MT vs Creative 1.2 Petrol MT
The Creative 1.2 Petrol MT costs ₹2,10,000 more than the Smart 1.2 Petrol MT. The equipment it adds covers 75% of that on our values — a fair upgrade. Every feature is priced below.
Spotted something wrong? Report a correctionSmart 1.2 Petrol MT → Creative 1.2 Petrol MT
You pay extra
₹2,10,000
₹5,99,990 → ₹8,09,990
Features are worth
₹1,59,375
21 gained
Equipment covers
75%
of what the variant costs extra
Creative 1.2 Petrol MT costs ₹2,10,000 more than Smart 1.2 Petrol MT and brings 21 features we value at ₹1,59,375, roughly 75% of the price difference. Reasonable if you specifically want what it adds; not a bargain.
We price the equipment that separates these two trims. The rest of the difference pays for things we don't itemise — materials, fit and finish, and the manufacturer's own margin. An upgrade that clears 100% is one where the equipment alone is worth what it costs.
*Ex-showroom, Delhi · Prices checked Oct 2026
Factory-only or fit it later
- Only from the factory
- ₹98,600 · 13 features
- Could be fitted later
- ₹60,775 · 8 features
Of the equipment this variant adds, at our valuations. Which features count as fit-later is set per feature in the methodology.

Feature-by-feature valuation
22 of 77 features differ between these trims.
| Feature | Smart 1.2 Petrol MT | Creative 1.2 Petrol MT | Value |
|---|---|---|---|
| Safety & driver assistance | |||
| Rear Camera with Dynamic GuidelinesIntegrated rear parking camera with active steering trajectory lines. | No | Yes | +₹7,225 |
| Surround View CameraCameras around the car stitched into a bird's-eye view on the screen. A 540-degree system, which adds a view of the ground under the car, earns the same credit. | No | Yes | +₹21,250 |
| Rear Defogger & Wiper/WasherEssential rainy season safety features for clear rear visibility. | No | Yes | +₹6,800 |
| Day/Night Inside MirrorManually flipped anti-glare inside rear-view mirror. The tier below the auto-dimming mirror. | No | Yes | +₹1,700 |
| Automatic HeadlampsHeadlamps that switch on by themselves as light falls. | No | Yes | +₹5,100 |
| Rain-Sensing WipersWipers that start and change speed by themselves when rain hits the screen. | No | Yes | +₹5,100 |
| Comfort & convenience | |||
| Automatic Climate ControlSet a temperature and the car holds it, instead of manual fan and dial control. | No | Yes | +₹10,200 |
| Cruise ControlElectronic highway speed control for relaxed long-distance cruising. | No | Yes | +₹8,500 |
| Rear AC VentsDedicated air-con vents for rear passengers. | No | Yes | +₹5,950 |
| Steering-Mounted ControlsAudio and phone controls on the steering wheel. Cruise control buttons are priced with cruise control. | No | Yes | +₹3,400 |
| Height-Adjustable Driver's SeatDriver's seat adjusts for height, not just reach. | No | Yes | +₹3,400 |
| Electrically Adjustable ORVMsWing mirrors adjust from a switch inside the cabin. | No | Yes | +₹4,250 |
| Auto-Folding ORVMsWing mirrors fold in automatically when the car is locked. | No | Yes | +₹5,100 |
| Ambient Cabin LightingInterior accent lighting across the dashboard and doors. | No | Yes | +₹5,950 |
| Remote Central LockingCentral locking operated by a remote or flip key, rather than a key turned in the door.Counted in Push-Button Start, which replaces it. | Yes | No | — |
| Front Centre Armrest with StorageSliding centre armrest between the front seats, usually with a storage bin. | No | Yes | +₹3,400 |
| Push-Button StartEngine started by a button, with a remote key that still has to be pressed to unlock. No passive entry.Up from Remote Central Locking — the figure is the difference between the two, not the full value. | No | Yes | +₹1,700 |
| Cooled GloveboxGlovebox fed by the air-conditioning duct. | No | Yes | +₹2,550 |
| Infotainment & connectivity | |||
| 10.25-Inch HD Touchscreen InfotainmentA wide 10.25-inch HD touchscreen, often with built-in navigation. | No | Yes | +₹32,300 |
| Wireless Android AutoThe factory touchscreen runs Android Auto without a cable — built into the head unit, or through a wired-to-wireless adapter the manufacturer supplies as standard. Most cars that have it pair Apple CarPlay wirelessly too, but this entry asks only about Android Auto. Wired-only Android Auto does not count. | No | Yes | +₹2,550 |
| Exterior & wheels | |||
| Full LED Headlamps with LED DRLsFull-LED headlamp units with integrated LED daytime running lights. | No | Yes | +₹20,400 |
| Full Wheel CoversSteel wheels with full covers or a styled painted finish, rather than bare steel with centre caps. The tier below alloy wheels. | No | Yes | +₹2,550 |
| Net feature value | 21 gained | ₹1,59,375 | |
Values are our own estimates of what each feature is worth on this segment of car, not manufacturer pricing. We only price equipment that differs between trims, so this column will not add up to the full price gap — the rest pays for materials, fit and finish, and margin. Every valuation and its reasoning is published here.
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Rear Camera with Dynamic Guidelinesadded
ours₹Surround View Cameraadded
ours₹Rear Defogger & Wiper/Washeradded
ours₹Automatic Climate Controladded
ours₹Cruise Controladded
ours₹10.25-Inch HD Touchscreen Infotainmentadded
ours₹Full LED Headlamps with LED DRLsadded
ours₹Rear AC Ventsadded
ours₹Steering-Mounted Controlsadded
ours₹Height-Adjustable Driver's Seatadded
ours₹Electrically Adjustable ORVMsadded
ours₹Auto-Folding ORVMsadded
ours₹Ambient Cabin Lightingadded
ours₹Front Centre Armrest with Storageadded
ours₹Day/Night Inside Mirroradded
ours₹Full Wheel Coversadded
ours₹Push-Button Startadded
replaces Remote Central Locking — the figure is the difference between the two
ours₹Automatic Headlampsadded
ours₹Rain-Sensing Wipersadded
ours₹Cooled Gloveboxadded
ours₹Wireless Android Autoadded
ours₹
On our figures
₹1,59,375 of equipment against ₹2,10,000 — 75% of the variant
Your figures stay in this browser and in the link you copy — nothing is saved, and nobody else's page changes. Every other number on this page is ours, computed as set out on the methodology page.
On-road price, side by side
Change your city in the header to recalculate both columns.
In Delhi, Creative 1.2 Petrol MT costs ₹2,55,577 more on the road than Smart 1.2 Petrol MT, against ₹2,10,000 ex-showroom. ₹45,577 of that is road tax, insurance and charges that rise with the price. The verdict above is measured against the ex-showroom difference.
Smart 1.2 Petrol MT
petrol · manual · Delhi
- Ex-showroom price
- ₹5,99,990
- RTO road taxDelhi slab for petrol, ₹2,000 of state levies, plus a 0.18% cess charged on ex-showroom
- ₹27,080
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹30,000
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
Creative 1.2 Petrol MT
petrol · manual · Delhi
- Ex-showroom price
- ₹8,09,990
- RTO road taxDelhi slab for petrol, ₹4,000 of state levies, plus a 0.18% cess charged on ex-showroom
- ₹62,157
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹40,500
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
Common questions
- What is the price difference between the Tata Altroz Smart 1.2 Petrol MT and Creative 1.2 Petrol MT?
- ₹2,10,000 ex-showroom — Smart 1.2 Petrol MT is ₹5,99,990 and Creative 1.2 Petrol MT is ₹8,09,990.
- Is the Tata Altroz Creative 1.2 Petrol MT worth the extra money over the Smart 1.2 Petrol MT?
- Creative 1.2 Petrol MT costs ₹2,10,000 more than Smart 1.2 Petrol MT and brings 21 features we value at ₹1,59,375, roughly 75% of the price difference. Reasonable if you specifically want what it adds; not a bargain.
- What do you actually get on the Creative 1.2 Petrol MT that the Smart 1.2 Petrol MT doesn't have?
- 21 features, led by 10.25-Inch HD Touchscreen Infotainment, Surround View Camera, Full LED Headlamps with LED DRLs. The full list with our rupee valuation for each is in the table above.