Tata Punch on-road price in Mumbai, Maharashtra (2026)
A Tata Punch costs ₹6,71,124 to ₹12,43,578 on the road in Maharashtra, from the Smart 1.2 Petrol MT to the Accomplished+ S 1.2 CNG AMT. Every trim is itemised below: road tax, insurance, TCS where it applies, and registration, plus what it costs on the road over the trim below it and whether the equipment it adds covers that. Maharashtra is the 31st cheapest of the 36 states we cover for this car: ₹48,874 more than Dadra and Nagar Haveli and Daman and Diu on the same Smart 1.2 Petrol MT, and ₹27,105 less than Karnataka.
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All 26 trims, on-road
| Variant | Ex-showroom | Road tax + cess | Insurance | TCS | Reg. & fees | On-road |
|---|---|---|---|---|---|---|
| Smart 1.2 Petrol MT | ₹5,74,990 | ₹64,284 | ₹28,750 | — | ₹3,100 | ₹6,71,124 |
| Pure 1.2 Petrol MT+₹1,04,562 over SmartPricey | ₹6,64,990 | ₹74,346 | ₹33,250 | — | ₹3,100 | ₹7,75,686 |
| Smart 1.2 CNG MT | ₹6,84,990 | ₹56,032 | ₹34,250 | — | ₹3,100 | ₹7,78,372 |
| Pure+ 1.2 Petrol MT+₹60,414 over PureFair upgrade | ₹7,16,990 | ₹80,160 | ₹35,850 | — | ₹3,100 | ₹8,36,100 |
| Pure+ S 1.2 Petrol MT | ₹7,51,990 | ₹84,073 | ₹37,600 | — | ₹3,100 | ₹8,76,763 |
| Pure 1.2 CNG MT+₹93,939 over SmartPricey | ₹7,67,990 | ₹62,821 | ₹38,400 | — | ₹3,100 | ₹8,72,311 |
| Pure+ 1.2 Petrol AMT | ₹7,74,990 | ₹86,644 | ₹38,750 | — | ₹3,100 | ₹9,03,484 |
| Adventure 1.2 Petrol MT+₹69,708 over Pure+Worth it | ₹7,76,990 | ₹86,868 | ₹38,850 | — | ₹3,100 | ₹9,05,808 |
| Pure+ S 1.2 Petrol AMT | ₹8,09,990 | ₹90,557 | ₹40,500 | — | ₹3,100 | ₹9,44,147 |
| Adventure S 1.2 Petrol MT+₹69,708 over Pure+ SWorth it | ₹8,11,990 | ₹90,781 | ₹40,600 | — | ₹3,100 | ₹9,46,471 |
| Pure+ 1.2 CNG MT+₹58,854 over PureFair upgrade | ₹8,19,990 | ₹67,075 | ₹41,000 | — | ₹3,100 | ₹9,31,165 |
| Adventure 1.2 Petrol AMT+₹69,708 over Pure+Worth it | ₹8,34,990 | ₹93,352 | ₹41,750 | — | ₹3,100 | ₹9,73,192 |
| Accomplished 1.2 Petrol MT+₹81,326 over AdventureWorth it | ₹8,46,990 | ₹94,694 | ₹42,350 | — | ₹3,100 | ₹9,87,134 |
| Adventure 1.2 Turbo Petrol MT | ₹8,46,990 | ₹94,694 | ₹42,350 | — | ₹3,100 | ₹9,87,134 |
| Pure+ S 1.2 CNG MT | ₹8,54,990 | ₹69,938 | ₹42,750 | — | ₹3,100 | ₹9,70,778 |
| Pure+ 1.2 CNG AMT | ₹8,76,990 | ₹71,738 | ₹43,850 | — | ₹3,100 | ₹9,95,678 |
| Adventure 1.2 CNG MT+₹67,908 over Pure+Worth it | ₹8,79,990 | ₹71,983 | ₹44,000 | — | ₹3,100 | ₹9,99,073 |
| Accomplished 1.2 Petrol AMT+₹81,326 over AdventureWorth it | ₹9,04,990 | ₹1,01,178 | ₹45,250 | — | ₹3,100 | ₹10,54,518 |
| Adventure S 1.2 CNG MT+₹67,908 over Pure+ SWorth it | ₹9,14,990 | ₹74,846 | ₹45,750 | — | ₹3,100 | ₹10,38,686 |
| Accomplished+ S 1.2 Petrol MT+₹1,21,989 over Adventure SWorth it | ₹9,16,990 | ₹1,02,520 | ₹45,850 | — | ₹3,100 | ₹10,68,460 |
| Adventure 1.2 CNG AMT+₹67,908 over Pure+Worth it | ₹9,36,990 | ₹76,646 | ₹46,850 | — | ₹3,100 | ₹10,63,586 |
| Accomplished 1.2 CNG MT+₹79,226 over AdventureWorth it | ₹9,49,990 | ₹77,709 | ₹47,500 | — | ₹3,100 | ₹10,78,299 |
| Adventure S 1.2 CNG AMT | ₹9,71,990 | ₹79,509 | ₹48,600 | — | ₹3,100 | ₹11,03,199 |
| Accomplished+ S 1.2 Petrol AMT+₹1,91,697 over Pure+ SWorth it | ₹9,74,990 | ₹1,09,004 | ₹48,750 | — | ₹3,100 | ₹11,35,844 |
| Accomplished+ S 1.2 Turbo Petrol MT | ₹9,96,990 | ₹1,11,464 | ₹49,850 | — | ₹3,100 | ₹11,61,404 |
| Accomplished+ S 1.2 CNG AMT+₹1,40,379 over Adventure SWorth it | ₹10,76,990 | ₹98,868 | ₹53,850 | ₹10,770 | ₹3,100 | ₹12,43,578 |
*Estimated on-road, Maharashtra, from the Delhi ex-showroom price · Prices checked Oct 2026
Is the dearer Punch worth it in Maharashtra?
The best-covered upgrade on this car is Adventure S 1.2 CNG AMT to Accomplished+ S 1.2 CNG AMT. In Maharashtra that costs ₹1,40,379 more on the road — against ₹1,05,000 ex-showroom, because road tax is banded on the sticker price — and it adds ₹1,43,520 of equipment we price, 136% of the ex-showroom rise.
Line-by-line: Smart 1.2 Petrol MT
Smart 1.2 Petrol MT
petrol · manual · Maharashtra
- Ex-showroom price
- ₹5,74,990
- RTO road taxMaharashtra slab for petrol, plus a 0.18% cess charged on ex-showroom
- ₹64,284
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹28,750
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
Tata Punch on-road price in Mumbai and across Maharashtra
These are the figures for every city in Maharashtra. Road tax is set by the state, not the city, so the Smart 1.2 Petrol MT costs the same ₹6,71,124 to put on the road in Mumbai as it does in Pune. The only thing that moves between showrooms is the dealer handling charge, which is not a published figure — so it is not in any total on this page.
- Mumbai
- Pune
- Chhatrapati Sambhajinagar (Aurangabad)
- Kolhapur
- Nagpur
- Nashik
- Solapur
- Thane
What Maharashtra charges
Maharashtra bands the rate by ex-showroom price, from 11% to 13%. The Smart 1.2 Petrol MT pays ₹63,249 of road tax on its ₹5,74,990 ex-showroom price, plus ₹1,035 of cess — the ₹64,284 the table shows. That cess is 0.18% of ex-showroom, and we bill it because it appears at exactly that rate on every invoice we checked, in all 36 states and union territories. We have not found the notification that sets it, so we describe it rather than name it.
| Ex-showroom band | Petrol | Diesel | CNG |
|---|---|---|---|
| Up to ₹10,00,000 | 11% | 13% | 8% |
| ₹10,00,000 – ₹20,00,000 | 12% | 14% | 9% |
| Above ₹20,00,000 | 13% | 15% | 9% |
Maharashtra taxes diesel up to 2 percentage points higher than petrol, so the same trim costs more to register on that fuel here than the ex-showroom gap suggests.
The tax boundary to watch in Maharashtra
Maharashtra re-rates the whole price once a car crosses a band, so a small move up the range can cost several times its ex-showroom difference. On the Tata Punch, one variant does this.
Adventure S 1.2 CNG AMT → Accomplished+ S 1.2 CNG AMT
₹1,05,000 more ex-showroom becomes ₹1,40,379 more on the road — ₹35,379 of it from crossing the ₹10,00,000 line, where the rate goes from 8% to 9% and 1% TCS starts applying.
Worth knowing before you pick a trim: our verdict on whether the equipment justifies the gap is based on the ex-showroom difference, and in Maharashtra these upgrades cost more than that.
Tata Punch on-road price in Maharashtra: common questions
- How much is road tax on a Tata Punch in Maharashtra?
- ₹64,284 on the Smart 1.2 Petrol MT and ₹98,868 on the Accomplished+ S 1.2 CNG AMT. Maharashtra bands the rate by ex-showroom price, from 11% to 13%.
- What is the on-road price of the Tata Punch Smart 1.2 Petrol MT in Maharashtra?
- ₹6,71,124. That is ₹5,74,990 ex-showroom, ₹64,284 road tax, ₹28,750 insurance and registration. The full range runs to ₹12,43,578 for the Accomplished+ S 1.2 CNG AMT.
- Is the Tata Punch cheaper in Dadra and Nagar Haveli and Daman and Diu than in Maharashtra?
- Yes, by ₹48,874 on the Smart 1.2 Petrol MT. Dadra and Nagar Haveli and Daman and Diu is the cheapest of the 36 states we cover and Maharashtra ranks 31. Registering in another state only helps if you actually live there — road tax follows the address on the registration.
- What is the Tata Punch on-road price in Mumbai?
- ₹6,71,124 for the Smart 1.2 Petrol MT, rising to ₹12,43,578 for the Accomplished+ S 1.2 CNG AMT — the same as anywhere else in Maharashtra. Road tax is set by the state, so the on-road total in Mumbai is identical to Pune. Only dealer handling charges vary between showrooms, and those are not a published figure, so we leave them out.
- Which Tata Punch variant crosses a tax band in Maharashtra?
- The move from the Adventure S 1.2 CNG AMT to the Accomplished+ S 1.2 CNG AMT. It is ₹1,05,000 more ex-showroom but ₹1,40,379 more on the road, because crossing ₹10,00,000 moves the whole price from 8% to 9% and brings in 1% TCS.
Tata Punch on-road price in other states
Not sure which applies to you? See all 36 states on one page.