Tata Tigor: XM 1.2 Petrol MT vs XZ+ Lux 1.2 Petrol MT
The XZ+ Lux 1.2 Petrol MT costs ₹2,30,000 more than the XM 1.2 Petrol MT. The equipment it adds covers 72% of that on our values — a fair upgrade. Every feature is priced below.
Spotted something wrong? Report a correctionXM 1.2 Petrol MT → XZ+ Lux 1.2 Petrol MT
You pay extra
₹2,30,000
₹5,69,990 → ₹7,99,990
Features are worth
₹1,66,175
19 gained
Equipment covers
72%
of what the variant costs extra
XZ+ Lux 1.2 Petrol MT costs ₹2,30,000 more than XM 1.2 Petrol MT and brings 19 features we value at ₹1,66,175, roughly 72% of the price difference. Reasonable if you specifically want what it adds; not a bargain.
We price the equipment that separates these two trims. The rest of the difference pays for things we don't itemise — materials, fit and finish, and the manufacturer's own margin. An upgrade that clears 100% is one where the equipment alone is worth what it costs.
*Ex-showroom, Delhi · Prices checked Nov 2026
Factory-only or fit it later
- Only from the factory
- ₹95,200 · 12 features
- Could be fitted later
- ₹70,975 · 7 features
Of the equipment this variant adds, at our valuations. Which features count as fit-later is set per feature in the methodology.
Feature-by-feature valuation
19 of 77 features differ between these trims.
| Feature | XM 1.2 Petrol MT | XZ+ Lux 1.2 Petrol MT | Value |
|---|---|---|---|
| Safety & driver assistance | |||
| Electronic Stability Control (ESC)Electronic stability control (ESC, ESP, VSC, VSA or VDC, by maker): brakes individual wheels to stop a skid. Hill-start assist and Hyundai/Kia's VSM are not required for the credit. | No | Yes | +₹12,750 |
| Rear Camera with Dynamic GuidelinesIntegrated rear parking camera with active steering trajectory lines. | No | Yes | +₹7,225 |
| Surround View CameraCameras around the car stitched into a bird's-eye view on the screen. A 540-degree system, which adds a view of the ground under the car, earns the same credit. | No | Yes | +₹21,250 |
| Rear DefoggerHeated rear screen, without the rear wiper and washer. The tier below defogger-and-wiper. | No | Yes | +₹4,250 |
| Day/Night Inside MirrorManually flipped anti-glare inside rear-view mirror. The tier below the auto-dimming mirror. | No | Yes | +₹1,700 |
| Comfort & convenience | |||
| Automatic Climate ControlSet a temperature and the car holds it, instead of manual fan and dial control. | No | Yes | +₹10,200 |
| Steering-Mounted ControlsAudio and phone controls on the steering wheel. Cruise control buttons are priced with cruise control. | No | Yes | +₹3,400 |
| Height-Adjustable Driver's SeatDriver's seat adjusts for height, not just reach. | No | Yes | +₹3,400 |
| Rear Power WindowsElectric windows for the rear doors. | No | Yes | +₹3,400 |
| Electrically Adjustable ORVMsWing mirrors adjust from a switch inside the cabin. | No | Yes | +₹4,250 |
| Front Centre Armrest with StorageSliding centre armrest between the front seats, usually with a storage bin. | No | Yes | +₹3,400 |
| Push-Button StartEngine started by a button, with a remote key that still has to be pressed to unlock. No passive entry. | No | Yes | +₹5,950 |
| Rear Centre ArmrestFold-down armrest in the rear seat, usually with cupholders. | No | Yes | +₹3,400 |
| Leather-Wrapped Steering WheelLeather or leatherette covering on the steering wheel, and usually the gear lever too, rather than plastic. A wrapped gear knob on its own does not count. | No | Yes | +₹3,400 |
| Cooled GloveboxGlovebox fed by the air-conditioning duct. | No | Yes | +₹2,550 |
| Infotainment & connectivity | |||
| 10.25-Inch HD Touchscreen InfotainmentA wide 10.25-inch HD touchscreen, often with built-in navigation. | No | Yes | +₹32,300 |
| Exterior & wheels | |||
| 15-Inch Alloy WheelsFactory alloy wheels in place of steel rims with covers. | No | Yes | +₹18,700 |
| Full LED Headlamps with LED DRLsFull-LED headlamp units with integrated LED daytime running lights. | No | Yes | +₹20,400 |
| Front Fog Lamps (Halogen)Halogen or bulb-type front fog lamps. The tier below LED fog lamps. | No | Yes | +₹4,250 |
| Net feature value | 19 gained | ₹1,66,175 | |
Values are our own estimates of what each feature is worth on this segment of car, not manufacturer pricing. We only price equipment that differs between trims, so this column will not add up to the full price gap — the rest pays for materials, fit and finish, and margin. Every valuation and its reasoning is published here.
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Electronic Stability Control (ESC)added
ours₹Rear Camera with Dynamic Guidelinesadded
ours₹Surround View Cameraadded
ours₹Automatic Climate Controladded
ours₹10.25-Inch HD Touchscreen Infotainmentadded
ours₹15-Inch Alloy Wheelsadded
ours₹Full LED Headlamps with LED DRLsadded
ours₹Steering-Mounted Controlsadded
ours₹Height-Adjustable Driver's Seatadded
ours₹Rear Power Windowsadded
ours₹Electrically Adjustable ORVMsadded
ours₹Rear Defoggeradded
ours₹Front Centre Armrest with Storageadded
ours₹Day/Night Inside Mirroradded
ours₹Front Fog Lamps (Halogen)added
ours₹Push-Button Startadded
ours₹Rear Centre Armrestadded
ours₹Leather-Wrapped Steering Wheeladded
ours₹Cooled Gloveboxadded
ours₹
On our figures
₹1,66,175 of equipment against ₹2,30,000 — 72% of the variant
Your figures stay in this browser and in the link you copy — nothing is saved, and nobody else's page changes. Every other number on this page is ours, computed as set out on the methodology page.
On-road price, side by side
Change your city in the header to recalculate both columns.
In Delhi, XZ+ Lux 1.2 Petrol MT costs ₹2,77,113 more on the road than XM 1.2 Petrol MT, against ₹2,30,000 ex-showroom. ₹47,113 of that is road tax, insurance and charges that rise with the price. The verdict above is measured against the ex-showroom difference.
XM 1.2 Petrol MT
petrol · manual · Delhi
- Ex-showroom price
- ₹5,69,990
- RTO road taxDelhi slab for petrol, ₹2,000 of state levies, plus a 0.18% cess charged on ex-showroom
- ₹25,826
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹28,500
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
XZ+ Lux 1.2 Petrol MT
petrol · manual · Delhi
- Ex-showroom price
- ₹7,99,990
- RTO road taxDelhi slab for petrol, ₹4,000 of state levies, plus a 0.18% cess charged on ex-showroom
- ₹61,439
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹40,000
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
Common questions
- What is the price difference between the Tata Tigor XM 1.2 Petrol MT and XZ+ Lux 1.2 Petrol MT?
- ₹2,30,000 ex-showroom — XM 1.2 Petrol MT is ₹5,69,990 and XZ+ Lux 1.2 Petrol MT is ₹7,99,990.
- Is the Tata Tigor XZ+ Lux 1.2 Petrol MT worth the extra money over the XM 1.2 Petrol MT?
- XZ+ Lux 1.2 Petrol MT costs ₹2,30,000 more than XM 1.2 Petrol MT and brings 19 features we value at ₹1,66,175, roughly 72% of the price difference. Reasonable if you specifically want what it adds; not a bargain.
- What do you actually get on the XZ+ Lux 1.2 Petrol MT that the XM 1.2 Petrol MT doesn't have?
- 19 features, led by 10.25-Inch HD Touchscreen Infotainment, Surround View Camera, Full LED Headlamps with LED DRLs. The full list with our rupee valuation for each is in the table above.