Maruti Swift on-road price in Patna, Bihar (2026)
A Maruti Swift costs ₹6,69,797 to ₹10,24,056 on the road in Bihar, from the LXi 1.2 Petrol MT to the ZXi 1.2 CNG AGS. Every trim is itemised below: road tax, insurance, TCS where it applies, and registration, plus what it costs on the road over the trim below it and whether the equipment it adds covers that. Bihar is the 19th cheapest of the 36 states we cover for this car: ₹37,953 more than Dadra and Nagar Haveli and Daman and Diu on the same LXi 1.2 Petrol MT, and ₹39,187 less than Karnataka.
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All 15 trims, on-road
| Variant | Ex-showroom | Road tax + cess | Insurance | TCS | Reg. & fees | On-road |
|---|---|---|---|---|---|---|
| LXi 1.2 Petrol MT | ₹5,83,900 | ₹53,602 | ₹29,195 | — | ₹3,100 | ₹6,69,797 |
| VXi 1.2 Petrol MT+₹95,911 over LXiPricey | ₹6,67,900 | ₹61,313 | ₹33,395 | — | ₹3,100 | ₹7,65,708 |
| VXi(O) 1.2 Petrol MT+₹29,687 over VXiPricey | ₹6,93,900 | ₹63,700 | ₹34,695 | — | ₹3,100 | ₹7,95,395 |
| VXi 1.2 Petrol AMT | ₹7,12,900 | ₹65,444 | ₹35,645 | — | ₹3,100 | ₹8,17,089 |
| VXi(O) 1.2 Petrol AMT+₹29,687 over VXiPricey | ₹7,38,900 | ₹67,831 | ₹36,945 | — | ₹3,100 | ₹8,46,776 |
| VXi 1.2 CNG MT | ₹7,57,400 | ₹69,529 | ₹37,870 | — | ₹3,100 | ₹8,67,899 |
| ZXi 1.2 Petrol MT+₹77,642 over VXi(O)Worth it | ₹7,61,900 | ₹69,942 | ₹38,095 | — | ₹3,100 | ₹8,73,037 |
| VXi(O) 1.2 CNG MT+₹29,687 over VXiPricey | ₹7,83,400 | ₹71,916 | ₹39,170 | — | ₹3,100 | ₹8,97,586 |
| VXi 1.2 CNG AGS | ₹7,92,400 | ₹72,742 | ₹39,620 | — | ₹3,100 | ₹9,07,862 |
| ZXi 1.2 Petrol AMT+₹85,711 over VXi(O)Worth it | ₹8,06,900 | ₹82,142 | ₹40,345 | — | ₹3,100 | ₹9,32,487 |
| VXi(O) 1.2 CNG AGS+₹37,871 over VXiPricey | ₹8,18,400 | ₹83,313 | ₹40,920 | — | ₹3,100 | ₹9,45,733 |
| ZXi+ 1.2 Petrol MT+₹84,790 over ZXiFair upgrade | ₹8,28,900 | ₹84,382 | ₹41,445 | — | ₹3,100 | ₹9,57,827 |
| ZXi 1.2 CNG MT+₹86,157 over VXi(O)Worth it | ₹8,51,400 | ₹86,673 | ₹42,570 | — | ₹3,100 | ₹9,83,743 |
| ZXi+ 1.2 Petrol AMT+₹77,171 over ZXiFair upgrade | ₹8,73,900 | ₹88,963 | ₹43,695 | — | ₹3,100 | ₹10,09,658 |
| ZXi 1.2 CNG AGS+₹78,323 over VXi(O)Worth it | ₹8,86,400 | ₹90,236 | ₹44,320 | — | ₹3,100 | ₹10,24,056 |
*Estimated on-road, Bihar, from the Delhi ex-showroom price · Prices checked Oct 2026
Is the dearer Swift worth it in Bihar?
The best-covered upgrade on this car is VXi(O) 1.2 Petrol MT to ZXi 1.2 Petrol MT. In Bihar that costs ₹77,642 more on the road — against ₹68,000 ex-showroom, because road tax is banded on the sticker price — and it adds ₹73,950 of equipment we price, 108% of the ex-showroom rise.
Line-by-line: LXi 1.2 Petrol MT
LXi 1.2 Petrol MT
petrol · manual · Bihar
- Ex-showroom price
- ₹5,83,900
- RTO road taxBihar slab for petrol, plus a 0.18% cess charged on ex-showroom
- ₹53,602
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹29,195
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
Maruti Swift on-road price in Patna and across Bihar
These are the figures for every city in Bihar. Road tax is set by the state, not the city, so the LXi 1.2 Petrol MT costs the same ₹6,69,797 to put on the road in Patna as it does in Bhagalpur. The only thing that moves between showrooms is the dealer handling charge, which is not a published figure — so it is not in any total on this page.
- Patna
- Bhagalpur
- Darbhanga
- Gaya
- Muzaffarpur
What Bihar charges
Bihar bands the rate by ex-showroom price, from 9% to 12%. The LXi 1.2 Petrol MT pays ₹52,551 of road tax on its ₹5,83,900 ex-showroom price, plus ₹1,051 of cess — the ₹53,602 the table shows. That cess is 0.18% of ex-showroom, and we bill it because it appears at exactly that rate on every invoice we checked, in all 36 states and union territories. We have not found the notification that sets it, so we describe it rather than name it.
| Ex-showroom band | Petrol | Diesel | CNG |
|---|---|---|---|
| Up to ₹8,00,000 | 9% | 10% | 9% |
| ₹8,00,000 – ₹15,00,000 | 10% | 10% | 10% |
| Above ₹15,00,000 | 12% | 12% | 10% |
Bihar taxes diesel up to 1 percentage point higher than petrol, so the same trim costs more to register on that fuel here than the ex-showroom gap suggests.
The tax boundary to watch in Bihar
Bihar re-rates the whole price once a car crosses a band, so a small move up the range can cost several times its ex-showroom difference. On the Maruti Swift, 2 variants do this.
ZXi 1.2 Petrol MT → ZXi 1.2 Petrol AMT
₹45,000 more ex-showroom becomes ₹59,450 more on the road — ₹14,450 of it from crossing the ₹8,00,000 line, where the rate goes from 9% to 10%.
VXi 1.2 CNG AGS → VXi(O) 1.2 CNG AGS
₹26,000 more ex-showroom becomes ₹37,871 more on the road — ₹11,871 of it from crossing the ₹8,00,000 line, where the rate goes from 9% to 10%.
Worth knowing before you pick a trim: our verdict on whether the equipment justifies the gap is based on the ex-showroom difference, and in Bihar these upgrades cost more than that.
Maruti Swift on-road price in Bihar: common questions
- How much is road tax on a Maruti Swift in Bihar?
- ₹53,602 on the LXi 1.2 Petrol MT and ₹90,236 on the ZXi 1.2 CNG AGS. Bihar bands the rate by ex-showroom price, from 9% to 12%.
- What is the on-road price of the Maruti Swift LXi 1.2 Petrol MT in Bihar?
- ₹6,69,797. That is ₹5,83,900 ex-showroom, ₹53,602 road tax, ₹29,195 insurance and registration. The full range runs to ₹10,24,056 for the ZXi 1.2 CNG AGS.
- Is the Maruti Swift cheaper in Dadra and Nagar Haveli and Daman and Diu than in Bihar?
- Yes, by ₹37,953 on the LXi 1.2 Petrol MT. Dadra and Nagar Haveli and Daman and Diu is the cheapest of the 36 states we cover and Bihar ranks 19. Registering in another state only helps if you actually live there — road tax follows the address on the registration.
- What is the Maruti Swift on-road price in Patna?
- ₹6,69,797 for the LXi 1.2 Petrol MT, rising to ₹10,24,056 for the ZXi 1.2 CNG AGS — the same as anywhere else in Bihar. Road tax is set by the state, so the on-road total in Patna is identical to Bhagalpur. Only dealer handling charges vary between showrooms, and those are not a published figure, so we leave them out.
- Which Maruti Swift variant crosses a tax band in Bihar?
- The move from the ZXi 1.2 Petrol MT to the ZXi 1.2 Petrol AMT. It is ₹45,000 more ex-showroom but ₹59,450 more on the road, because crossing ₹8,00,000 moves the whole price from 9% to 10%.
Maruti Swift on-road price in other states
Not sure which applies to you? See all 36 states on one page.