Maruti Swift on-road price in Ludhiana, Punjab (2026)
A Maruti Swift costs ₹6,72,717 to ₹10,19,624 on the road in Punjab, from the LXi 1.2 Petrol MT to the ZXi 1.2 CNG AGS. Every trim is itemised below: road tax, insurance, TCS where it applies, and registration, plus what it costs on the road over the trim below it and whether the equipment it adds covers that. Punjab is the 26th cheapest of the 36 states we cover for this car: ₹40,873 more than Dadra and Nagar Haveli and Daman and Diu on the same LXi 1.2 Petrol MT, and ₹36,267 less than Karnataka.
Spotted something wrong? Report a correction
All 15 trims, on-road
| Variant | Ex-showroom | Road tax + cess | Insurance | TCS | Reg. & fees | On-road |
|---|---|---|---|---|---|---|
| LXi 1.2 Petrol MT | ₹5,83,900 | ₹56,522 | ₹29,195 | — | ₹3,100 | ₹6,72,717 |
| VXi 1.2 Petrol MT+₹96,331 over LXiPricey | ₹6,67,900 | ₹64,653 | ₹33,395 | — | ₹3,100 | ₹7,69,048 |
| VXi(O) 1.2 Petrol MT+₹29,817 over VXiPricey | ₹6,93,900 | ₹67,170 | ₹34,695 | — | ₹3,100 | ₹7,98,865 |
| VXi 1.2 Petrol AMT | ₹7,12,900 | ₹69,009 | ₹35,645 | — | ₹3,100 | ₹8,20,654 |
| VXi(O) 1.2 Petrol AMT+₹29,817 over VXiPricey | ₹7,38,900 | ₹71,526 | ₹36,945 | — | ₹3,100 | ₹8,50,471 |
| VXi 1.2 CNG MT | ₹7,57,400 | ₹73,316 | ₹37,870 | — | ₹3,100 | ₹8,71,686 |
| ZXi 1.2 Petrol MT+₹77,982 over VXi(O)Worth it | ₹7,61,900 | ₹73,752 | ₹38,095 | — | ₹3,100 | ₹8,76,847 |
| VXi(O) 1.2 CNG MT+₹29,817 over VXiPricey | ₹7,83,400 | ₹75,833 | ₹39,170 | — | ₹3,100 | ₹9,01,503 |
| VXi 1.2 CNG AGS | ₹7,92,400 | ₹76,704 | ₹39,620 | — | ₹3,100 | ₹9,11,824 |
| ZXi 1.2 Petrol AMT+₹77,982 over VXi(O)Worth it | ₹8,06,900 | ₹78,108 | ₹40,345 | — | ₹3,100 | ₹9,28,453 |
| VXi(O) 1.2 CNG AGS+₹29,817 over VXiPricey | ₹8,18,400 | ₹79,221 | ₹40,920 | — | ₹3,100 | ₹9,41,641 |
| ZXi+ 1.2 Petrol MT+₹76,836 over ZXiFair upgrade | ₹8,28,900 | ₹80,238 | ₹41,445 | — | ₹3,100 | ₹9,53,683 |
| ZXi 1.2 CNG MT+₹77,983 over VXi(O)Worth it | ₹8,51,400 | ₹82,416 | ₹42,570 | — | ₹3,100 | ₹9,79,486 |
| ZXi+ 1.2 Petrol AMT+₹76,836 over ZXiFair upgrade | ₹8,73,900 | ₹84,594 | ₹43,695 | — | ₹3,100 | ₹10,05,289 |
| ZXi 1.2 CNG AGS+₹77,983 over VXi(O)Worth it | ₹8,86,400 | ₹85,804 | ₹44,320 | — | ₹3,100 | ₹10,19,624 |
*Estimated on-road, Punjab, from the Delhi ex-showroom price · Prices checked Oct 2026
Is the dearer Swift worth it in Punjab?
The best-covered upgrade on this car is VXi(O) 1.2 Petrol MT to ZXi 1.2 Petrol MT. In Punjab that costs ₹77,982 more on the road — against ₹68,000 ex-showroom, because road tax is banded on the sticker price — and it adds ₹73,950 of equipment we price, 108% of the ex-showroom rise.
Line-by-line: LXi 1.2 Petrol MT
LXi 1.2 Petrol MT
petrol · manual · Punjab
- Ex-showroom price
- ₹5,83,900
- RTO road taxPunjab slab for petrol, plus a 0.18% cess charged on ex-showroom
- ₹56,522
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹29,195
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
Maruti Swift on-road price in Ludhiana and across Punjab
These are the figures for every city in Punjab. Road tax is set by the state, not the city, so the LXi 1.2 Petrol MT costs the same ₹6,72,717 to put on the road in Ludhiana as it does in Amritsar. The only thing that moves between showrooms is the dealer handling charge, which is not a published figure — so it is not in any total on this page.
- Ludhiana
- Amritsar
- Bathinda
- Jalandhar
- Mohali
- Patiala
What Punjab charges
Punjab bands the rate by ex-showroom price, from 9.5% to 12%. The LXi 1.2 Petrol MT pays ₹55,471 of road tax on its ₹5,83,900 ex-showroom price, plus ₹1,051 of cess — the ₹56,522 the table shows. That cess is 0.18% of ex-showroom, and we bill it because it appears at exactly that rate on every invoice we checked, in all 36 states and union territories. We have not found the notification that sets it, so we describe it rather than name it.
| Ex-showroom band | Petrol | Diesel | CNG |
|---|---|---|---|
| Up to ₹15,00,000 | 9.5% | 9.5% | 9.5% |
| Above ₹15,00,000 | 12% | 12% | 9.5% |
Maruti Swift on-road price in Punjab: common questions
- How much is road tax on a Maruti Swift in Punjab?
- ₹56,522 on the LXi 1.2 Petrol MT and ₹85,804 on the ZXi 1.2 CNG AGS. Punjab bands the rate by ex-showroom price, from 9.5% to 12%.
- What is the on-road price of the Maruti Swift LXi 1.2 Petrol MT in Punjab?
- ₹6,72,717. That is ₹5,83,900 ex-showroom, ₹56,522 road tax, ₹29,195 insurance and registration. The full range runs to ₹10,19,624 for the ZXi 1.2 CNG AGS.
- Is the Maruti Swift cheaper in Dadra and Nagar Haveli and Daman and Diu than in Punjab?
- Yes, by ₹40,873 on the LXi 1.2 Petrol MT. Dadra and Nagar Haveli and Daman and Diu is the cheapest of the 36 states we cover and Punjab ranks 26. Registering in another state only helps if you actually live there — road tax follows the address on the registration.
- What is the Maruti Swift on-road price in Ludhiana?
- ₹6,72,717 for the LXi 1.2 Petrol MT, rising to ₹10,19,624 for the ZXi 1.2 CNG AGS — the same as anywhere else in Punjab. Road tax is set by the state, so the on-road total in Ludhiana is identical to Amritsar. Only dealer handling charges vary between showrooms, and those are not a published figure, so we leave them out.
Maruti Swift on-road price in other states
Not sure which applies to you? See all 36 states on one page.