Maruti Swift on-road price in Mumbai, Maharashtra (2026)
A Maruti Swift costs ₹6,81,475 to ₹10,18,397 on the road in Maharashtra, from the LXi 1.2 Petrol MT to the ZXi+ 1.2 Petrol AMT. Every trim is itemised below: road tax, insurance, TCS where it applies, and registration, plus what it costs on the road over the trim below it and whether the equipment it adds covers that. Maharashtra is the 31st cheapest of the 36 states we cover for this car: ₹49,631 more than Dadra and Nagar Haveli and Daman and Diu on the same LXi 1.2 Petrol MT, and ₹27,509 less than Karnataka.
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All 15 trims, on-road
| Variant | Ex-showroom | Road tax + cess | Insurance | TCS | Reg. & fees | On-road |
|---|---|---|---|---|---|---|
| LXi 1.2 Petrol MT | ₹5,83,900 | ₹65,280 | ₹29,195 | — | ₹3,100 | ₹6,81,475 |
| VXi 1.2 Petrol MT+₹97,591 over LXiPricey | ₹6,67,900 | ₹74,671 | ₹33,395 | — | ₹3,100 | ₹7,79,066 |
| VXi(O) 1.2 Petrol MT+₹30,207 over VXiPricey | ₹6,93,900 | ₹77,578 | ₹34,695 | — | ₹3,100 | ₹8,09,273 |
| VXi 1.2 Petrol AMT | ₹7,12,900 | ₹79,702 | ₹35,645 | — | ₹3,100 | ₹8,31,347 |
| VXi(O) 1.2 Petrol AMT+₹30,207 over VXiPricey | ₹7,38,900 | ₹82,609 | ₹36,945 | — | ₹3,100 | ₹8,61,554 |
| VXi 1.2 CNG MT | ₹7,57,400 | ₹61,955 | ₹37,870 | — | ₹3,100 | ₹8,60,325 |
| ZXi 1.2 Petrol MT+₹79,002 over VXi(O)Worth it | ₹7,61,900 | ₹85,180 | ₹38,095 | — | ₹3,100 | ₹8,88,275 |
| VXi(O) 1.2 CNG MT+₹29,427 over VXiPricey | ₹7,83,400 | ₹64,082 | ₹39,170 | — | ₹3,100 | ₹8,89,752 |
| VXi 1.2 CNG AGS | ₹7,92,400 | ₹64,818 | ₹39,620 | — | ₹3,100 | ₹8,99,938 |
| ZXi 1.2 Petrol AMT+₹79,002 over VXi(O)Worth it | ₹8,06,900 | ₹90,211 | ₹40,345 | — | ₹3,100 | ₹9,40,556 |
| VXi(O) 1.2 CNG AGS+₹29,427 over VXiPricey | ₹8,18,400 | ₹66,945 | ₹40,920 | — | ₹3,100 | ₹9,29,365 |
| ZXi+ 1.2 Petrol MT+₹77,841 over ZXiFair upgrade | ₹8,28,900 | ₹92,671 | ₹41,445 | — | ₹3,100 | ₹9,66,116 |
| ZXi 1.2 CNG MT+₹76,963 over VXi(O)Worth it | ₹8,51,400 | ₹69,645 | ₹42,570 | — | ₹3,100 | ₹9,66,715 |
| ZXi+ 1.2 Petrol AMT+₹77,841 over ZXiFair upgrade | ₹8,73,900 | ₹97,702 | ₹43,695 | — | ₹3,100 | ₹10,18,397 |
| ZXi 1.2 CNG AGS+₹76,963 over VXi(O)Worth it | ₹8,86,400 | ₹72,508 | ₹44,320 | — | ₹3,100 | ₹10,06,328 |
*Estimated on-road, Maharashtra, from the Delhi ex-showroom price · Prices checked Oct 2026
Is the dearer Swift worth it in Maharashtra?
The best-covered upgrade on this car is VXi(O) 1.2 Petrol MT to ZXi 1.2 Petrol MT. In Maharashtra that costs ₹79,002 more on the road — against ₹68,000 ex-showroom, because road tax is banded on the sticker price — and it adds ₹73,950 of equipment we price, 108% of the ex-showroom rise.
Line-by-line: LXi 1.2 Petrol MT
LXi 1.2 Petrol MT
petrol · manual · Maharashtra
- Ex-showroom price
- ₹5,83,900
- RTO road taxMaharashtra slab for petrol, plus a 0.18% cess charged on ex-showroom
- ₹65,280
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹29,195
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
Maruti Swift on-road price in Mumbai and across Maharashtra
These are the figures for every city in Maharashtra. Road tax is set by the state, not the city, so the LXi 1.2 Petrol MT costs the same ₹6,81,475 to put on the road in Mumbai as it does in Pune. The only thing that moves between showrooms is the dealer handling charge, which is not a published figure — so it is not in any total on this page.
- Mumbai
- Pune
- Chhatrapati Sambhajinagar (Aurangabad)
- Kolhapur
- Nagpur
- Nashik
- Solapur
- Thane
What Maharashtra charges
Maharashtra bands the rate by ex-showroom price, from 11% to 13%. The LXi 1.2 Petrol MT pays ₹64,229 of road tax on its ₹5,83,900 ex-showroom price, plus ₹1,051 of cess — the ₹65,280 the table shows. That cess is 0.18% of ex-showroom, and we bill it because it appears at exactly that rate on every invoice we checked, in all 36 states and union territories. We have not found the notification that sets it, so we describe it rather than name it.
| Ex-showroom band | Petrol | Diesel | CNG |
|---|---|---|---|
| Up to ₹10,00,000 | 11% | 13% | 8% |
| ₹10,00,000 – ₹20,00,000 | 12% | 14% | 9% |
| Above ₹20,00,000 | 13% | 15% | 9% |
Maharashtra taxes diesel up to 2 percentage points higher than petrol, so the same trim costs more to register on that fuel here than the ex-showroom gap suggests.
Maruti Swift on-road price in Maharashtra: common questions
- How much is road tax on a Maruti Swift in Maharashtra?
- ₹65,280 on the LXi 1.2 Petrol MT and ₹72,508 on the ZXi 1.2 CNG AGS. Maharashtra bands the rate by ex-showroom price, from 11% to 13%.
- What is the on-road price of the Maruti Swift LXi 1.2 Petrol MT in Maharashtra?
- ₹6,81,475. That is ₹5,83,900 ex-showroom, ₹65,280 road tax, ₹29,195 insurance and registration. The full range runs to ₹10,06,328 for the ZXi 1.2 CNG AGS.
- Is the Maruti Swift cheaper in Dadra and Nagar Haveli and Daman and Diu than in Maharashtra?
- Yes, by ₹49,631 on the LXi 1.2 Petrol MT. Dadra and Nagar Haveli and Daman and Diu is the cheapest of the 36 states we cover and Maharashtra ranks 31. Registering in another state only helps if you actually live there — road tax follows the address on the registration.
- What is the Maruti Swift on-road price in Mumbai?
- ₹6,81,475 for the LXi 1.2 Petrol MT, rising to ₹10,06,328 for the ZXi 1.2 CNG AGS — the same as anywhere else in Maharashtra. Road tax is set by the state, so the on-road total in Mumbai is identical to Pune. Only dealer handling charges vary between showrooms, and those are not a published figure, so we leave them out.
Maruti Swift on-road price in other states
Not sure which applies to you? See all 36 states on one page.