Maruti Swift on-road price in Kochi, Kerala (2026)
A Maruti Swift costs ₹6,93,153 to ₹10,50,648 on the road in Kerala, from the LXi 1.2 Petrol MT to the ZXi 1.2 CNG AGS. Every trim is itemised below: road tax, insurance, TCS where it applies, and registration, plus what it costs on the road over the trim below it and whether the equipment it adds covers that. Kerala is the 32nd cheapest of the 36 states we cover for this car: ₹61,309 more than Dadra and Nagar Haveli and Daman and Diu on the same LXi 1.2 Petrol MT, and ₹15,831 less than Karnataka.
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All 15 trims, on-road
| Variant | Ex-showroom | Road tax + cess | Insurance | TCS | Reg. & fees | On-road |
|---|---|---|---|---|---|---|
| LXi 1.2 Petrol MT | ₹5,83,900 | ₹76,958 | ₹29,195 | — | ₹3,100 | ₹6,93,153 |
| VXi 1.2 Petrol MT+₹99,271 over LXiPricey | ₹6,67,900 | ₹88,029 | ₹33,395 | — | ₹3,100 | ₹7,92,424 |
| VXi(O) 1.2 Petrol MT+₹30,727 over VXiPricey | ₹6,93,900 | ₹91,456 | ₹34,695 | — | ₹3,100 | ₹8,23,151 |
| VXi 1.2 Petrol AMT | ₹7,12,900 | ₹93,960 | ₹35,645 | — | ₹3,100 | ₹8,45,605 |
| VXi(O) 1.2 Petrol AMT+₹30,727 over VXiPricey | ₹7,38,900 | ₹97,387 | ₹36,945 | — | ₹3,100 | ₹8,76,332 |
| VXi 1.2 CNG MT | ₹7,57,400 | ₹99,825 | ₹37,870 | — | ₹3,100 | ₹8,98,195 |
| ZXi 1.2 Petrol MT+₹80,362 over VXi(O)Worth it | ₹7,61,900 | ₹1,00,418 | ₹38,095 | — | ₹3,100 | ₹9,03,513 |
| VXi(O) 1.2 CNG MT+₹30,727 over VXiPricey | ₹7,83,400 | ₹1,03,252 | ₹39,170 | — | ₹3,100 | ₹9,28,922 |
| VXi 1.2 CNG AGS | ₹7,92,400 | ₹1,04,438 | ₹39,620 | — | ₹3,100 | ₹9,39,558 |
| ZXi 1.2 Petrol AMT+₹80,362 over VXi(O)Worth it | ₹8,06,900 | ₹1,06,349 | ₹40,345 | — | ₹3,100 | ₹9,56,694 |
| VXi(O) 1.2 CNG AGS+₹30,727 over VXiPricey | ₹8,18,400 | ₹1,07,865 | ₹40,920 | — | ₹3,100 | ₹9,70,285 |
| ZXi+ 1.2 Petrol MT+₹79,181 over ZXiFair upgrade | ₹8,28,900 | ₹1,09,249 | ₹41,445 | — | ₹3,100 | ₹9,82,694 |
| ZXi 1.2 CNG MT+₹80,363 over VXi(O)Worth it | ₹8,51,400 | ₹1,12,215 | ₹42,570 | — | ₹3,100 | ₹10,09,285 |
| ZXi+ 1.2 Petrol AMT+₹79,181 over ZXiFair upgrade | ₹8,73,900 | ₹1,15,180 | ₹43,695 | — | ₹3,100 | ₹10,35,875 |
| ZXi 1.2 CNG AGS+₹80,363 over VXi(O)Worth it | ₹8,86,400 | ₹1,16,828 | ₹44,320 | — | ₹3,100 | ₹10,50,648 |
*Estimated on-road, Kerala, from the Delhi ex-showroom price · Prices checked Oct 2026
Is the dearer Swift worth it in Kerala?
The best-covered upgrade on this car is VXi(O) 1.2 Petrol MT to ZXi 1.2 Petrol MT. In Kerala that costs ₹80,362 more on the road — against ₹68,000 ex-showroom, because road tax is banded on the sticker price — and it adds ₹73,950 of equipment we price, 108% of the ex-showroom rise.
Line-by-line: LXi 1.2 Petrol MT
LXi 1.2 Petrol MT
petrol · manual · Kerala
- Ex-showroom price
- ₹5,83,900
- RTO road taxKerala slab for petrol, plus a 0.18% cess charged on ex-showroom
- ₹76,958
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹29,195
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
Maruti Swift on-road price in Kochi (Cochin) and across Kerala
These are the figures for every city in Kerala. Road tax is set by the state, not the city, so the LXi 1.2 Petrol MT costs the same ₹6,93,153 to put on the road in Kochi as it does in Kannur. The only thing that moves between showrooms is the dealer handling charge, which is not a published figure — so it is not in any total on this page.
- Kochi (Cochin)
- Kannur
- Kollam
- Kozhikode (Calicut)
- Thiruvananthapuram (Trivandrum)
- Thrissur
What Kerala charges
Kerala bands the rate by ex-showroom price, from 10% to 22%. The LXi 1.2 Petrol MT pays ₹75,907 of road tax on its ₹5,83,900 ex-showroom price, plus ₹1,051 of cess — the ₹76,958 the table shows. That cess is 0.18% of ex-showroom, and we bill it because it appears at exactly that rate on every invoice we checked, in all 36 states and union territories. We have not found the notification that sets it, so we describe it rather than name it.
| Ex-showroom band | Petrol | Diesel | CNG |
|---|---|---|---|
| Up to ₹5,00,000 | 10% | 13% | 10% |
| ₹5,00,000 – ₹10,00,000 | 13% | 13% | 13% |
| ₹10,00,000 – ₹15,00,000 | 15% | 15% | 15% |
| ₹15,00,000 – ₹20,00,000 | 17% | 17% | 15% |
| Above ₹20,00,000 | 22% | 22% | 15% |
Kerala taxes diesel up to 3 percentage points higher than petrol, so the same trim costs more to register on that fuel here than the ex-showroom gap suggests.
Maruti Swift on-road price in Kerala: common questions
- How much is road tax on a Maruti Swift in Kerala?
- ₹76,958 on the LXi 1.2 Petrol MT and ₹1,16,828 on the ZXi 1.2 CNG AGS. Kerala bands the rate by ex-showroom price, from 10% to 22%.
- What is the on-road price of the Maruti Swift LXi 1.2 Petrol MT in Kerala?
- ₹6,93,153. That is ₹5,83,900 ex-showroom, ₹76,958 road tax, ₹29,195 insurance and registration. The full range runs to ₹10,50,648 for the ZXi 1.2 CNG AGS.
- Is the Maruti Swift cheaper in Dadra and Nagar Haveli and Daman and Diu than in Kerala?
- Yes, by ₹61,309 on the LXi 1.2 Petrol MT. Dadra and Nagar Haveli and Daman and Diu is the cheapest of the 36 states we cover and Kerala ranks 32. Registering in another state only helps if you actually live there — road tax follows the address on the registration.
- What is the Maruti Swift on-road price in Kochi (Cochin)?
- ₹6,93,153 for the LXi 1.2 Petrol MT, rising to ₹10,50,648 for the ZXi 1.2 CNG AGS — the same as anywhere else in Kerala. Road tax is set by the state, so the on-road total in Kochi is identical to Kannur. Only dealer handling charges vary between showrooms, and those are not a published figure, so we leave them out.
Maruti Swift on-road price in other states
Not sure which applies to you? See all 36 states on one page.