Tata Tigor on-road price in Ludhiana, Punjab (2026)
A Tata Tigor costs ₹6,56,765 to ₹10,46,677 on the road in Punjab, from the XM 1.2 Petrol MT to the XZ+ 1.2 CNG AMT. Every trim is itemised below: road tax, insurance, TCS where it applies, and registration, plus what it costs on the road over the trim below it and whether the equipment it adds covers that. Punjab is the 26th cheapest of the 36 states we cover for this car: ₹39,899 more than Dadra and Nagar Haveli and Daman and Diu on the same XM 1.2 Petrol MT, and ₹35,428 less than Karnataka.
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Tata Motors replaced the Tigor with the Aeris in September 2026. Dealers may still have Tigor stock, so the figures below are kept and checked — but the Aeris is the car Tata Motors sells now, and it is a different range rather than a rename.
All 14 trims, on-road
| Variant | Ex-showroom | Road tax + cess | Insurance | TCS | Reg. & fees | On-road |
|---|---|---|---|---|---|---|
| XM 1.2 Petrol MT | ₹5,69,990 | ₹55,175 | ₹28,500 | — | ₹3,100 | ₹6,56,765 |
| XT 1.2 Petrol MT+₹86,010 over XMPricey | ₹6,44,990 | ₹62,435 | ₹32,250 | — | ₹3,100 | ₹7,42,775 |
| XT 1.2 Petrol AMT | ₹6,99,990 | ₹67,759 | ₹35,000 | — | ₹3,100 | ₹8,05,849 |
| XZ 1.2 Petrol MT+₹63,074 over XTFair upgrade | ₹6,99,990 | ₹67,759 | ₹35,000 | — | ₹3,100 | ₹8,05,849 |
| XT 1.2 CNG MT | ₹7,44,990 | ₹72,115 | ₹37,250 | — | ₹3,100 | ₹8,57,455 |
| XZ+ 1.2 Petrol MT+₹63,074 over XZFair upgrade | ₹7,54,990 | ₹73,083 | ₹37,750 | — | ₹3,100 | ₹8,68,923 |
| XZ 1.2 Petrol AMT+₹63,074 over XTFair upgrade | ₹7,54,990 | ₹73,083 | ₹37,750 | — | ₹3,100 | ₹8,68,923 |
| XZ 1.2 CNG MT+₹63,074 over XTFair upgrade | ₹7,99,990 | ₹77,439 | ₹40,000 | — | ₹3,100 | ₹9,20,529 |
| XZ+ Lux 1.2 Petrol MT+₹51,606 over XZ+Fair upgrade | ₹7,99,990 | ₹77,439 | ₹40,000 | — | ₹3,100 | ₹9,20,529 |
| XZ+ 1.2 Petrol AMT+₹63,074 over XZFair upgrade | ₹8,09,990 | ₹78,407 | ₹40,500 | — | ₹3,100 | ₹9,31,997 |
| XZ+ 1.2 CNG MT+₹63,074 over XZFair upgrade | ₹8,54,990 | ₹82,763 | ₹42,750 | — | ₹3,100 | ₹9,83,603 |
| XZ 1.2 CNG AMT | ₹8,54,990 | ₹82,763 | ₹42,750 | — | ₹3,100 | ₹9,83,603 |
| XZ+ Lux 1.2 CNG MT+₹51,606 over XZ+Fair upgrade | ₹8,99,990 | ₹87,119 | ₹45,000 | — | ₹3,100 | ₹10,35,209 |
| XZ+ 1.2 CNG AMT+₹63,074 over XZFair upgrade | ₹9,09,990 | ₹88,087 | ₹45,500 | — | ₹3,100 | ₹10,46,677 |
*Estimated on-road, Punjab, from the Delhi ex-showroom price · Prices checked Nov 2026
Is the dearer Tigor worth it in Punjab?
The best-covered upgrade on this car is XZ+ 1.2 Petrol MT to XZ+ Lux 1.2 Petrol MT. In Punjab that costs ₹51,606 more on the road — against ₹45,000 ex-showroom, because road tax is banded on the sticker price — and it adds ₹44,625 of equipment we price, 99% of the ex-showroom rise.
Line-by-line: XM 1.2 Petrol MT
XM 1.2 Petrol MT
petrol · manual · Punjab
- Ex-showroom price
- ₹5,69,990
- RTO road taxPunjab slab for petrol, plus a 0.18% cess charged on ex-showroom
- ₹55,175
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹28,500
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
Tata Tigor on-road price in Ludhiana and across Punjab
These are the figures for every city in Punjab. Road tax is set by the state, not the city, so the XM 1.2 Petrol MT costs the same ₹6,56,765 to put on the road in Ludhiana as it does in Amritsar. The only thing that moves between showrooms is the dealer handling charge, which is not a published figure — so it is not in any total on this page.
- Ludhiana
- Amritsar
- Bathinda
- Jalandhar
- Mohali
- Patiala
What Punjab charges
Punjab bands the rate by ex-showroom price, from 9.5% to 12%. The XM 1.2 Petrol MT pays ₹54,149 of road tax on its ₹5,69,990 ex-showroom price, plus ₹1,026 of cess — the ₹55,175 the table shows. That cess is 0.18% of ex-showroom, and we bill it because it appears at exactly that rate on every invoice we checked, in all 36 states and union territories. We have not found the notification that sets it, so we describe it rather than name it.
| Ex-showroom band | Petrol | Diesel | CNG |
|---|---|---|---|
| Up to ₹15,00,000 | 9.5% | 9.5% | 9.5% |
| Above ₹15,00,000 | 12% | 12% | 9.5% |
Tata Tigor on-road price in Punjab: common questions
- How much is road tax on a Tata Tigor in Punjab?
- ₹55,175 on the XM 1.2 Petrol MT and ₹88,087 on the XZ+ 1.2 CNG AMT. Punjab bands the rate by ex-showroom price, from 9.5% to 12%.
- What is the on-road price of the Tata Tigor XM 1.2 Petrol MT in Punjab?
- ₹6,56,765. That is ₹5,69,990 ex-showroom, ₹55,175 road tax, ₹28,500 insurance and registration. The full range runs to ₹10,46,677 for the XZ+ 1.2 CNG AMT.
- Is the Tata Tigor cheaper in Dadra and Nagar Haveli and Daman and Diu than in Punjab?
- Yes, by ₹39,899 on the XM 1.2 Petrol MT. Dadra and Nagar Haveli and Daman and Diu is the cheapest of the 36 states we cover and Punjab ranks 26. Registering in another state only helps if you actually live there — road tax follows the address on the registration.
- What is the Tata Tigor on-road price in Ludhiana?
- ₹6,56,765 for the XM 1.2 Petrol MT, rising to ₹10,46,677 for the XZ+ 1.2 CNG AMT — the same as anywhere else in Punjab. Road tax is set by the state, so the on-road total in Ludhiana is identical to Amritsar. Only dealer handling charges vary between showrooms, and those are not a published figure, so we leave them out.
Tata Tigor on-road price in other states
Not sure which applies to you? See all 36 states on one page.