Tata Curvv: Smart X 1.2 Turbo Petrol MT vs Creative X+ 1.2 Turbo Petrol MT
The Creative X+ 1.2 Turbo Petrol MT costs ₹2,91,000 more than the Smart X 1.2 Turbo Petrol MT. The equipment it adds covers 112% of that on our values — worth it. Every feature is priced below.
Spotted something wrong? Report a correctionSmart X 1.2 Turbo Petrol MT → Creative X+ 1.2 Turbo Petrol MT
You pay extra
₹2,91,000
₹9,99,990 → ₹12,90,990
Features are worth
₹3,26,000
26 gained
Equipment covers
112%
of what the variant costs extra
Creative X+ 1.2 Turbo Petrol MT costs ₹2,91,000 more than Smart X 1.2 Turbo Petrol MT and brings 26 features we value at ₹3,26,000 — 112% of what you pay, so the equipment alone covers the price rise. If you want any of them, this is the trim to buy.
We price the equipment that separates these two trims. The rest of the difference pays for things we don't itemise — materials, fit and finish, and the manufacturer's own margin. An upgrade that clears 100% is one where the equipment alone is worth what it costs.
*Ex-showroom, Delhi · Prices checked Oct 2026
Factory-only or fit it later
- Only from the factory
- ₹1,84,000 · 15 features
- Could be fitted later
- ₹1,42,000 · 11 features
Of the equipment this variant adds, at our valuations. Which features count as fit-later is set per feature in the methodology.
Feature-by-feature valuation
28 of 77 features differ between these trims.
| Feature | Smart X 1.2 Turbo Petrol MT | Creative X+ 1.2 Turbo Petrol MT | Value |
|---|---|---|---|
| Safety & driver assistance | |||
| Tyre Pressure Monitoring (TPMS)Individual tyre pressure readout on the instrument display. | No | Yes | +₹6,500 |
| Rear Camera with Dynamic GuidelinesIntegrated rear parking camera with active steering trajectory lines. | No | Yes | +₹8,500 |
| Surround View CameraCameras around the car stitched into a bird's-eye view on the screen. A 540-degree system, which adds a view of the ground under the car, earns the same credit. | No | Yes | +₹25,000 |
| Front Parking SensorsSensors in the front bumper for tight parking. | No | Yes | +₹6,000 |
| Rear DefoggerHeated rear screen, without the rear wiper and washer. The tier below defogger-and-wiper. | No | Yes | +₹5,000 |
| Automatic HeadlampsHeadlamps that switch on by themselves as light falls. | No | Yes | +₹6,000 |
| Rain-Sensing WipersWipers that start and change speed by themselves when rain hits the screen. | No | Yes | +₹6,000 |
| Blind Spot MonitorWarns of a vehicle alongside, or shows a camera view of the lane you are pulling into. | No | Yes | +₹14,000 |
| Comfort & convenience | |||
| Dual-Pane Panoramic SunroofFull-length dual-pane panoramic glass roof whose front panel opens. | No | Yes | +₹55,000 |
| Automatic Climate ControlSet a temperature and the car holds it, instead of manual fan and dial control. | No | Yes | +₹12,000 |
| Cruise ControlElectronic highway speed control for relaxed long-distance cruising. | No | Yes | +₹10,000 |
| Smart Keyless Entry & Push Button StartPassive proximity keyless unlocking and engine start/stop button.Up from Remote Central Locking — the figure is the difference between the two, not the full value. | No | Yes | +₹7,000 |
| Rear AC VentsDedicated air-con vents for rear passengers. | No | Yes | +₹7,000 |
| Steering-Mounted ControlsAudio and phone controls on the steering wheel. Cruise control buttons are priced with cruise control. | No | Yes | +₹4,000 |
| Electrically Adjustable ORVMsWing mirrors adjust from a switch inside the cabin. | No | Yes | +₹5,000 |
| Auto-Folding ORVMsWing mirrors fold in automatically when the car is locked. | No | Yes | +₹6,000 |
| 60:40 Split Rear SeatRear bench folds in two sections for mixed load and passengers. | No | Yes | +₹5,000 |
| Leatherette UpholsterySynthetic leather seat and trim finish in place of fabric. | No | Yes | +₹12,000 |
| Remote Central LockingCentral locking operated by a remote or flip key, rather than a key turned in the door.Counted in Smart Keyless Entry & Push Button Start, which replaces it. | Yes | No | — |
| Front Centre Armrest with StorageSliding centre armrest between the front seats, usually with a storage bin. | No | Yes | +₹4,000 |
| Leather-Wrapped Steering WheelLeather or leatherette covering on the steering wheel, and usually the gear lever too, rather than plastic. A wrapped gear knob on its own does not count. | No | Yes | +₹4,000 |
| Cooled GloveboxGlovebox fed by the air-conditioning duct. | No | Yes | +₹3,000 |
| Infotainment & connectivity | |||
| 10.25-Inch HD Touchscreen InfotainmentA wide 10.25-inch HD touchscreen, often with built-in navigation. | No | Yes | +₹38,000 |
| 10.25-Inch Full Digital Instrument ClusterConfigurable digital color cockpit with driving modes and navigation display. | No | Yes | +₹20,000 |
| Wireless Android AutoThe factory touchscreen runs Android Auto without a cable — built into the head unit, or through a wired-to-wireless adapter the manufacturer supplies as standard. Most cars that have it pair Apple CarPlay wirelessly too, but this entry asks only about Android Auto. Wired-only Android Auto does not count. | No | Yes | +₹3,000 |
| Exterior & wheels | |||
| 18-Inch Alloy WheelsFactory 18-inch alloy wheels; larger wheels are credited at this level too.Up from Full Wheel Covers — the figure is the difference between the two, not the full value. | No | Yes | +₹45,000 |
| LED Fog LampsDedicated low-mount LED fog lamps for adverse weather. | No | Yes | +₹9,000 |
| Full Wheel CoversSteel wheels with full covers or a styled painted finish, rather than bare steel with centre caps. The tier below alloy wheels.Counted in 18-Inch Alloy Wheels, which replaces it. | Yes | No | — |
| Net feature value | 26 gained | ₹3,26,000 | |
Values are our own estimates of what each feature is worth on this segment of car, not manufacturer pricing. We only price equipment that differs between trims, so this column will not add up to the full price gap — the rest pays for materials, fit and finish, and margin. Every valuation and its reasoning is published here.
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Tyre Pressure Monitoring (TPMS)added
ours₹Rear Camera with Dynamic Guidelinesadded
ours₹Surround View Cameraadded
ours₹Dual-Pane Panoramic Sunroofadded
ours₹Automatic Climate Controladded
ours₹Cruise Controladded
ours₹Smart Keyless Entry & Push Button Startadded
replaces Remote Central Locking — the figure is the difference between the two
ours₹10.25-Inch HD Touchscreen Infotainmentadded
ours₹10.25-Inch Full Digital Instrument Clusteradded
ours₹18-Inch Alloy Wheelsadded
replaces Full Wheel Covers — the figure is the difference between the two
ours₹LED Fog Lampsadded
ours₹Rear AC Ventsadded
ours₹Steering-Mounted Controlsadded
ours₹Electrically Adjustable ORVMsadded
ours₹Auto-Folding ORVMsadded
ours₹60:40 Split Rear Seatadded
ours₹Front Parking Sensorsadded
ours₹Leatherette Upholsteryadded
ours₹Rear Defoggeradded
ours₹Front Centre Armrest with Storageadded
ours₹Automatic Headlampsadded
ours₹Rain-Sensing Wipersadded
ours₹Leather-Wrapped Steering Wheeladded
ours₹Cooled Gloveboxadded
ours₹Blind Spot Monitoradded
ours₹Wireless Android Autoadded
ours₹
On our figures
₹3,26,000 of equipment against ₹2,91,000 — 112% of the variant
Your figures stay in this browser and in the link you copy — nothing is saved, and nobody else's page changes. Every other number on this page is ours, computed as set out on the methodology page.
On-road price, side by side
Change your city in the header to recalculate both columns.
In Delhi, Creative X+ 1.2 Turbo Petrol MT costs ₹3,78,084 more on the road than Smart X 1.2 Turbo Petrol MT, against ₹2,91,000 ex-showroom. ₹74,174 of that is road tax, insurance and charges that rise with the price. The dearer variant crosses ₹10 lakh ex-showroom, so it also carries 1% TCS (₹12,910), which you can claim back against income tax. The verdict above is measured against the ex-showroom difference.
Smart X 1.2 Turbo Petrol MT
petrol · manual · Delhi
- Ex-showroom price
- ₹9,99,990
- RTO road taxDelhi slab for petrol, ₹4,000 of state levies, plus a 0.18% cess charged on ex-showroom
- ₹75,799
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹50,000
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
Creative X+ 1.2 Turbo Petrol MT
petrol · manual · Delhi
- Ex-showroom price
- ₹12,90,990
- RTO road taxDelhi slab for petrol, ₹4,000 of state levies, plus a 0.18% cess charged on ex-showroom
- ₹1,35,423
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹64,550
- TCS1% above ₹10 L ex-showroom — adjustable against income tax
- ₹12,910
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
Common questions
- What is the price difference between the Tata Curvv Smart X 1.2 Turbo Petrol MT and Creative X+ 1.2 Turbo Petrol MT?
- ₹2,91,000 ex-showroom — Smart X 1.2 Turbo Petrol MT is ₹9,99,990 and Creative X+ 1.2 Turbo Petrol MT is ₹12,90,990.
- Is the Tata Curvv Creative X+ 1.2 Turbo Petrol MT worth the extra money over the Smart X 1.2 Turbo Petrol MT?
- Creative X+ 1.2 Turbo Petrol MT costs ₹2,91,000 more than Smart X 1.2 Turbo Petrol MT and brings 26 features we value at ₹3,26,000 — 112% of what you pay, so the equipment alone covers the price rise. If you want any of them, this is the trim to buy.
- What do you actually get on the Creative X+ 1.2 Turbo Petrol MT that the Smart X 1.2 Turbo Petrol MT doesn't have?
- 26 features, led by Dual-Pane Panoramic Sunroof, 18-Inch Alloy Wheels, 10.25-Inch HD Touchscreen Infotainment. The full list with our rupee valuation for each is in the table above.