Tata Curvv on-road price in Ludhiana, Punjab (2026)
A Tata Curvv costs ₹11,49,889 to ₹22,18,964 on the road in Punjab, from the Smart X 1.2 Turbo Petrol MT to the Accomplished X+ 1.5 Diesel DCA. Every trim is itemised below: road tax, insurance, TCS where it applies, and registration, plus what it costs on the road over the trim below it and whether the equipment it adds covers that. Punjab is the 25th cheapest of the 36 states we cover for this car: ₹69,999 more than Dadra and Nagar Haveli and Daman and Diu on the same Smart X 1.2 Turbo Petrol MT, and ₹61,400 less than Karnataka.
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All 15 trims, on-road
| Variant | Ex-showroom | Road tax + cess | Insurance | TCS | Reg. & fees | On-road |
|---|---|---|---|---|---|---|
| Smart X 1.2 Turbo Petrol MT | ₹9,99,990 | ₹96,799 | ₹50,000 | — | ₹3,100 | ₹11,49,889 |
| Pure X 1.2 Turbo Petrol MT+₹1,25,680 over Smart XWorth it | ₹10,99,990 | ₹1,06,479 | ₹55,000 | ₹11,000 | ₹3,100 | ₹12,75,569 |
| Pure X+ 1.2 Turbo Petrol MT+₹92,544 over Pure XFair upgrade | ₹11,79,990 | ₹1,14,223 | ₹59,000 | ₹11,800 | ₹3,100 | ₹13,68,113 |
| Creative X+ 1.2 Turbo Petrol MT+₹1,28,405 over Pure X+Worth it | ₹12,90,990 | ₹1,24,968 | ₹64,550 | ₹12,910 | ₹3,100 | ₹14,96,518 |
| Accomplished X 1.2 Turbo Petrol MT+₹1,26,091 over Creative X+Fair upgrade | ₹13,99,990 | ₹1,35,519 | ₹70,000 | ₹14,000 | ₹3,100 | ₹16,22,609 |
| Pure X 1.2 Turbo Petrol DCA | ₹12,29,990 | ₹1,19,063 | ₹61,500 | ₹12,300 | ₹3,100 | ₹14,25,953 |
| Pure X+ 1.2 Turbo Petrol DCA+₹92,544 over Pure XFair upgrade | ₹13,09,990 | ₹1,26,807 | ₹65,500 | ₹13,100 | ₹3,100 | ₹15,18,497 |
| Creative X+ 1.2 Turbo Petrol DCA+₹1,28,405 over Pure X+Worth it | ₹14,20,990 | ₹1,37,552 | ₹71,050 | ₹14,210 | ₹3,100 | ₹16,46,902 |
| Accomplished X 1.2 Turbo Petrol DCA+₹1,64,341 over Creative X+Fair upgrade | ₹15,29,990 | ₹1,86,353 | ₹76,500 | ₹15,300 | ₹3,100 | ₹18,11,243 |
| Pure X 1.5 Diesel MT | ₹12,29,990 | ₹1,19,063 | ₹61,500 | ₹12,300 | ₹3,100 | ₹14,25,953 |
| Pure X+ 1.5 Diesel MT+₹92,544 over Pure XFair upgrade | ₹13,09,990 | ₹1,26,807 | ₹65,500 | ₹13,100 | ₹3,100 | ₹15,18,497 |
| Creative X+ 1.5 Diesel MT+₹1,28,405 over Pure X+Worth it | ₹14,20,990 | ₹1,37,552 | ₹71,050 | ₹14,210 | ₹3,100 | ₹16,46,902 |
| Accomplished X 1.5 Diesel MT+₹1,64,341 over Creative X+Fair upgrade | ₹15,29,990 | ₹1,86,353 | ₹76,500 | ₹15,300 | ₹3,100 | ₹18,11,243 |
| Accomplished X+ 1.2 GDi Turbo Petrol DCA+₹3,78,176 over Accomplished XEngine upgrade+5 bhp / +55 Nm Hyperion GDi | ₹18,49,990 | ₹2,25,329 | ₹92,500 | ₹18,500 | ₹3,100 | ₹21,89,419 |
| Accomplished X+ 1.5 Diesel DCA | ₹18,74,990 | ₹2,28,374 | ₹93,750 | ₹18,750 | ₹3,100 | ₹22,18,964 |
*Estimated on-road, Punjab, from the Delhi ex-showroom price · Prices checked Oct 2026
Is the dearer Curvv worth it in Punjab?
The best-covered upgrade on this car is Pure X+ 1.2 Turbo Petrol MT to Creative X+ 1.2 Turbo Petrol MT. In Punjab that costs ₹1,28,405 more on the road — against ₹1,11,000 ex-showroom, because road tax is banded on the sticker price — and it adds ₹1,67,500 of equipment we price, 150% of the ex-showroom rise.
Line-by-line: Smart X 1.2 Turbo Petrol MT
Smart X 1.2 Turbo Petrol MT
petrol · manual · Punjab
- Ex-showroom price
- ₹9,99,990
- RTO road taxPunjab slab for petrol, plus a 0.18% cess charged on ex-showroom
- ₹96,799
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹50,000
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
Tata Curvv on-road price in Ludhiana and across Punjab
These are the figures for every city in Punjab. Road tax is set by the state, not the city, so the Smart X 1.2 Turbo Petrol MT costs the same ₹11,49,889 to put on the road in Ludhiana as it does in Amritsar. The only thing that moves between showrooms is the dealer handling charge, which is not a published figure — so it is not in any total on this page.
- Ludhiana
- Amritsar
- Bathinda
- Jalandhar
- Mohali
- Patiala
What Punjab charges
Punjab bands the rate by ex-showroom price, from 9.5% to 12%. The Smart X 1.2 Turbo Petrol MT pays ₹94,999 of road tax on its ₹9,99,990 ex-showroom price, plus ₹1,800 of cess — the ₹96,799 the table shows. That cess is 0.18% of ex-showroom, and we bill it because it appears at exactly that rate on every invoice we checked, in all 36 states and union territories. We have not found the notification that sets it, so we describe it rather than name it.
| Ex-showroom band | Petrol | Diesel | CNG |
|---|---|---|---|
| Up to ₹15,00,000 | 9.5% | 9.5% | 9.5% |
| Above ₹15,00,000 | 12% | 12% | 9.5% |
The tax boundary to watch in Punjab
Punjab re-rates the whole price once a car crosses a band, so a small move up the range can cost several times its ex-showroom difference. On the Tata Curvv, 2 variants do this.
Creative X+ 1.2 Turbo Petrol DCA → Accomplished X 1.2 Turbo Petrol DCA
₹1,09,000 more ex-showroom becomes ₹1,64,341 more on the road — ₹55,341 of it from crossing the ₹15,00,000 line, where the rate goes from 9.5% to 12%.
Creative X+ 1.5 Diesel MT → Accomplished X 1.5 Diesel MT
₹1,09,000 more ex-showroom becomes ₹1,64,341 more on the road — ₹55,341 of it from crossing the ₹15,00,000 line, where the rate goes from 9.5% to 12%.
Worth knowing before you pick a trim: our verdict on whether the equipment justifies the gap is based on the ex-showroom difference, and in Punjab these upgrades cost more than that.
Tata Curvv on-road price in Punjab: common questions
- How much is road tax on a Tata Curvv in Punjab?
- ₹96,799 on the Smart X 1.2 Turbo Petrol MT and ₹2,28,374 on the Accomplished X+ 1.5 Diesel DCA. Punjab bands the rate by ex-showroom price, from 9.5% to 12%.
- What is the on-road price of the Tata Curvv Smart X 1.2 Turbo Petrol MT in Punjab?
- ₹11,49,889. That is ₹9,99,990 ex-showroom, ₹96,799 road tax, ₹50,000 insurance and registration. The full range runs to ₹22,18,964 for the Accomplished X+ 1.5 Diesel DCA.
- Is the Tata Curvv cheaper in Dadra and Nagar Haveli and Daman and Diu than in Punjab?
- Yes, by ₹69,999 on the Smart X 1.2 Turbo Petrol MT. Dadra and Nagar Haveli and Daman and Diu is the cheapest of the 36 states we cover and Punjab ranks 25. Registering in another state only helps if you actually live there — road tax follows the address on the registration.
- What is the Tata Curvv on-road price in Ludhiana?
- ₹11,49,889 for the Smart X 1.2 Turbo Petrol MT, rising to ₹22,18,964 for the Accomplished X+ 1.5 Diesel DCA — the same as anywhere else in Punjab. Road tax is set by the state, so the on-road total in Ludhiana is identical to Amritsar. Only dealer handling charges vary between showrooms, and those are not a published figure, so we leave them out.
- Which Tata Curvv variant crosses a tax band in Punjab?
- The move from the Creative X+ 1.2 Turbo Petrol DCA to the Accomplished X 1.2 Turbo Petrol DCA. It is ₹1,09,000 more ex-showroom but ₹1,64,341 more on the road, because crossing ₹15,00,000 moves the whole price from 9.5% to 12%.
Tata Curvv on-road price in other states
Not sure which applies to you? See all 36 states on one page.