Tata Tiago on-road price in Bengaluru, Karnataka (2026)
A Tata Tiago costs ₹5,74,629 to ₹10,44,696 on the road in Karnataka, from the Smart 1.2 Petrol MT to the Creative 1.2 CNG AMT. Every trim is itemised below: road tax, insurance, TCS where it applies, and registration, plus what it costs on the road over the trim below it and whether the equipment it adds covers that. Karnataka is the most expensive of the 36 states we cover for this car: ₹60,290 more than Sikkim on the same Smart 1.2 Petrol MT.
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All 20 trims, on-road
| Variant | Ex-showroom | Road tax + cess | Insurance | TCS | Reg. & fees | On-road |
|---|---|---|---|---|---|---|
| Smart 1.2 Petrol MT | ₹4,76,990 | ₹70,689 | ₹23,850 | — | ₹3,100 | ₹5,74,629 |
| Pure 1.2 Petrol MT+₹1,01,871 over SmartPricey | ₹5,56,990 | ₹88,560 | ₹27,850 | — | ₹3,100 | ₹6,76,500 |
| Smart 1.2 CNG MT | ₹5,86,990 | ₹93,276 | ₹29,350 | — | ₹3,100 | ₹7,12,716 |
| Pure+ 1.2 Petrol MT+₹63,981 over PurePricey | ₹6,09,990 | ₹96,891 | ₹30,500 | — | ₹3,100 | ₹7,40,481 |
| Pure 1.2 Petrol AMT | ₹6,09,990 | ₹96,891 | ₹30,500 | — | ₹3,100 | ₹7,40,481 |
| Pure+ A 1.2 Petrol MT+₹55,531 over Pure+Fair upgrade | ₹6,55,990 | ₹1,04,122 | ₹32,800 | — | ₹3,100 | ₹7,96,012 |
| Pure 1.2 CNG MT+₹85,710 over SmartPricey | ₹6,57,990 | ₹1,04,436 | ₹32,900 | — | ₹3,100 | ₹7,98,426 |
| Pure+ 1.2 Petrol AMT+₹66,396 over PurePricey | ₹6,64,990 | ₹1,05,537 | ₹33,250 | — | ₹3,100 | ₹8,06,877 |
| Pure+ 1.2 CNG MT+₹62,775 over PurePricey | ₹7,09,990 | ₹1,12,611 | ₹35,500 | — | ₹3,100 | ₹8,61,201 |
| Pure+ A 1.2 Petrol AMT+₹55,531 over Pure+Fair upgrade | ₹7,10,990 | ₹1,12,768 | ₹35,550 | — | ₹3,100 | ₹8,62,408 |
| Pure 1.2 CNG AMT | ₹7,12,990 | ₹1,13,082 | ₹35,650 | — | ₹3,100 | ₹8,64,822 |
| Creative+ 1.2 Petrol MT+₹36,216 over CreativeFair upgrade | ₹7,35,990 | ₹1,16,698 | ₹36,800 | — | ₹3,100 | ₹8,92,588 |
| Pure+ A 1.2 CNG MT+₹56,739 over Pure+Fair upgrade | ₹7,56,990 | ₹1,20,000 | ₹37,850 | — | ₹3,100 | ₹9,17,940 |
| Creative 1.2 Petrol MT+₹60,360 over Pure+ AWorth it | ₹7,05,990 | ₹1,11,982 | ₹35,300 | — | ₹3,100 | ₹8,56,372 |
| Creative 1.2 Petrol AMT+₹60,360 over Pure+ AWorth it | ₹7,60,990 | ₹1,20,628 | ₹38,050 | — | ₹3,100 | ₹9,22,768 |
| Pure+ 1.2 CNG AMT+₹62,775 over PurePricey | ₹7,64,990 | ₹1,21,257 | ₹38,250 | — | ₹3,100 | ₹9,27,597 |
| Creative+ 1.2 Petrol AMT+₹36,216 over CreativeFair upgrade | ₹7,90,990 | ₹1,25,344 | ₹39,550 | — | ₹3,100 | ₹9,58,984 |
| Creative 1.2 CNG MT+₹60,360 over Pure+ AWorth it | ₹8,06,990 | ₹1,27,860 | ₹40,350 | — | ₹3,100 | ₹9,78,300 |
| Pure+ A 1.2 CNG AMT+₹56,739 over Pure+Fair upgrade | ₹8,11,990 | ₹1,28,646 | ₹40,600 | — | ₹3,100 | ₹9,84,336 |
| Creative 1.2 CNG AMT+₹60,360 over Pure+ AWorth it | ₹8,61,990 | ₹1,36,506 | ₹43,100 | — | ₹3,100 | ₹10,44,696 |
*Estimated on-road, Karnataka, from the Delhi ex-showroom price · Prices checked Oct 2026
Is the dearer Tiago worth it in Karnataka?
The best-covered upgrade on this car is Pure+ A 1.2 Petrol MT to Creative 1.2 Petrol MT. In Karnataka that costs ₹60,360 more on the road — against ₹50,000 ex-showroom, because road tax is banded on the sticker price — and it adds ₹80,850 of equipment we price, 161% of the ex-showroom rise.
Line-by-line: Smart 1.2 Petrol MT
Smart 1.2 Petrol MT
petrol · manual · Karnataka
- Ex-showroom price
- ₹4,76,990
- RTO road taxKarnataka slab for petrol, ₹7,821 of state levies, plus a 0.18% cess charged on ex-showroom
- ₹70,689
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹23,850
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
Tata Tiago on-road price in Bengaluru (Bangalore) and across Karnataka
These are the figures for every city in Karnataka. Road tax is set by the state, not the city, so the Smart 1.2 Petrol MT costs the same ₹5,74,629 to put on the road in Bengaluru as it does in Belagavi. The only thing that moves between showrooms is the dealer handling charge, which is not a published figure — so it is not in any total on this page.
- Bengaluru (Bangalore)
- Belagavi (Belgaum)
- Davangere
- Hubballi (Hubli)
- Mangaluru (Mangalore)
- Mysuru (Mysore)
What Karnataka charges
Karnataka bands the rate by ex-showroom price, from 13% to 18%. Karnataka also charges an 11% cess on the tax and a ₹1,000 registration cess. The Smart 1.2 Petrol MT pays ₹62,009 of road tax and ₹7,821 of those levies on its ₹4,76,990 ex-showroom price, plus ₹859 of cess — the ₹70,689 the table shows. That cess is 0.18% of ex-showroom, and we bill it because it appears at exactly that rate on every invoice we checked, in all 36 states and union territories. We have not found the notification that sets it, so we describe it rather than name it.
| Ex-showroom band | Petrol | Diesel | CNG |
|---|---|---|---|
| Up to ₹5,00,000 | 13% | 14% | 13% |
| ₹5,00,000 – ₹10,00,000 | 14% | 14% | 14% |
| ₹10,00,000 – ₹20,00,000 | 17% | 17% | 17% |
| Above ₹20,00,000 | 18% | 18% | 17% |
Karnataka taxes diesel up to 1 percentage point higher than petrol, so the same trim costs more to register on that fuel here than the ex-showroom gap suggests.
The tax boundary to watch in Karnataka
Karnataka re-rates the whole price once a car crosses a band, so a small move up the range can cost several times its ex-showroom difference. On the Tata Tiago, one variant does this.
Smart 1.2 Petrol MT → Pure 1.2 Petrol MT
₹80,000 more ex-showroom becomes ₹1,01,871 more on the road — ₹21,871 of it from crossing the ₹5,00,000 line, where the rate goes from 13% to 14%.
Worth knowing before you pick a trim: our verdict on whether the equipment justifies the gap is based on the ex-showroom difference, and in Karnataka these upgrades cost more than that.
Tata Tiago on-road price in Karnataka: common questions
- How much is road tax on a Tata Tiago in Karnataka?
- ₹70,689 on the Smart 1.2 Petrol MT and ₹1,36,506 on the Creative 1.2 CNG AMT. Karnataka bands the rate by ex-showroom price, from 13% to 18%. Karnataka also charges an 11% cess on the tax and a ₹1,000 registration cess.
- What is the on-road price of the Tata Tiago Smart 1.2 Petrol MT in Karnataka?
- ₹5,74,629. That is ₹4,76,990 ex-showroom, ₹70,689 road tax, ₹23,850 insurance and registration. The full range runs to ₹10,44,696 for the Creative 1.2 CNG AMT.
- Is the Tata Tiago cheaper in Sikkim than in Karnataka?
- Yes, by ₹60,290 on the Smart 1.2 Petrol MT. Sikkim is the cheapest of the 36 states we cover and Karnataka ranks 36. Registering in another state only helps if you actually live there — road tax follows the address on the registration.
- What is the Tata Tiago on-road price in Bengaluru (Bangalore)?
- ₹5,74,629 for the Smart 1.2 Petrol MT, rising to ₹10,44,696 for the Creative 1.2 CNG AMT — the same as anywhere else in Karnataka. Road tax is set by the state, so the on-road total in Bengaluru is identical to Belagavi. Only dealer handling charges vary between showrooms, and those are not a published figure, so we leave them out.
- Which Tata Tiago variant crosses a tax band in Karnataka?
- The move from the Smart 1.2 Petrol MT to the Pure 1.2 Petrol MT. It is ₹80,000 more ex-showroom but ₹1,01,871 more on the road, because crossing ₹5,00,000 moves the whole price from 13% to 14%.
Tata Tiago on-road price in other states
Not sure which applies to you? See all 36 states on one page.