Tata Tiago on-road price in Ludhiana, Punjab (2026)
A Tata Tiago costs ₹5,50,113 to ₹9,91,631 on the road in Punjab, from the Smart 1.2 Petrol MT to the Creative 1.2 CNG AMT. Every trim is itemised below: road tax, insurance, TCS where it applies, and registration, plus what it costs on the road over the trim below it and whether the equipment it adds covers that. Punjab is the 26th cheapest of the 36 states we cover for this car: ₹35,774 more than Sikkim on the same Smart 1.2 Petrol MT, and ₹24,516 less than Karnataka.
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All 20 trims, on-road
| Variant | Ex-showroom | Road tax + cess | Insurance | TCS | Reg. & fees | On-road |
|---|---|---|---|---|---|---|
| Smart 1.2 Petrol MT | ₹4,76,990 | ₹46,173 | ₹23,850 | — | ₹3,100 | ₹5,50,113 |
| Pure 1.2 Petrol MT+₹91,744 over SmartPricey | ₹5,56,990 | ₹53,917 | ₹27,850 | — | ₹3,100 | ₹6,41,857 |
| Smart 1.2 CNG MT | ₹5,86,990 | ₹56,821 | ₹29,350 | — | ₹3,100 | ₹6,76,261 |
| Pure+ 1.2 Petrol MT+₹60,780 over PurePricey | ₹6,09,990 | ₹59,047 | ₹30,500 | — | ₹3,100 | ₹7,02,637 |
| Pure 1.2 Petrol AMT | ₹6,09,990 | ₹59,047 | ₹30,500 | — | ₹3,100 | ₹7,02,637 |
| Pure+ A 1.2 Petrol MT+₹52,753 over Pure+Fair upgrade | ₹6,55,990 | ₹63,500 | ₹32,800 | — | ₹3,100 | ₹7,55,390 |
| Pure 1.2 CNG MT+₹81,422 over SmartPricey | ₹6,57,990 | ₹63,693 | ₹32,900 | — | ₹3,100 | ₹7,57,683 |
| Pure+ 1.2 Petrol AMT+₹63,074 over PurePricey | ₹6,64,990 | ₹64,371 | ₹33,250 | — | ₹3,100 | ₹7,65,711 |
| Pure+ 1.2 CNG MT+₹59,634 over PurePricey | ₹7,09,990 | ₹68,727 | ₹35,500 | — | ₹3,100 | ₹8,17,317 |
| Pure+ A 1.2 Petrol AMT+₹52,753 over Pure+Fair upgrade | ₹7,10,990 | ₹68,824 | ₹35,550 | — | ₹3,100 | ₹8,18,464 |
| Pure 1.2 CNG AMT | ₹7,12,990 | ₹69,017 | ₹35,650 | — | ₹3,100 | ₹8,20,757 |
| Creative+ 1.2 Petrol MT+₹34,404 over CreativeFair upgrade | ₹7,35,990 | ₹71,244 | ₹36,800 | — | ₹3,100 | ₹8,47,134 |
| Pure+ A 1.2 CNG MT+₹53,900 over Pure+Fair upgrade | ₹7,56,990 | ₹73,277 | ₹37,850 | — | ₹3,100 | ₹8,71,217 |
| Creative 1.2 Petrol MT+₹57,340 over Pure+ AWorth it | ₹7,05,990 | ₹68,340 | ₹35,300 | — | ₹3,100 | ₹8,12,730 |
| Creative 1.2 Petrol AMT+₹57,340 over Pure+ AWorth it | ₹7,60,990 | ₹73,664 | ₹38,050 | — | ₹3,100 | ₹8,75,804 |
| Pure+ 1.2 CNG AMT+₹59,634 over PurePricey | ₹7,64,990 | ₹74,051 | ₹38,250 | — | ₹3,100 | ₹8,80,391 |
| Creative+ 1.2 Petrol AMT+₹34,404 over CreativeFair upgrade | ₹7,90,990 | ₹76,568 | ₹39,550 | — | ₹3,100 | ₹9,10,208 |
| Creative 1.2 CNG MT+₹57,340 over Pure+ AWorth it | ₹8,06,990 | ₹78,117 | ₹40,350 | — | ₹3,100 | ₹9,28,557 |
| Pure+ A 1.2 CNG AMT+₹53,900 over Pure+Fair upgrade | ₹8,11,990 | ₹78,601 | ₹40,600 | — | ₹3,100 | ₹9,34,291 |
| Creative 1.2 CNG AMT+₹57,340 over Pure+ AWorth it | ₹8,61,990 | ₹83,441 | ₹43,100 | — | ₹3,100 | ₹9,91,631 |
*Estimated on-road, Punjab, from the Delhi ex-showroom price · Prices checked Oct 2026
Is the dearer Tiago worth it in Punjab?
The best-covered upgrade on this car is Pure+ A 1.2 Petrol MT to Creative 1.2 Petrol MT. In Punjab that costs ₹57,340 more on the road — against ₹50,000 ex-showroom, because road tax is banded on the sticker price — and it adds ₹80,850 of equipment we price, 161% of the ex-showroom rise.
Line-by-line: Smart 1.2 Petrol MT
Smart 1.2 Petrol MT
petrol · manual · Punjab
- Ex-showroom price
- ₹4,76,990
- RTO road taxPunjab slab for petrol, plus a 0.18% cess charged on ex-showroom
- ₹46,173
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹23,850
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
Tata Tiago on-road price in Ludhiana and across Punjab
These are the figures for every city in Punjab. Road tax is set by the state, not the city, so the Smart 1.2 Petrol MT costs the same ₹5,50,113 to put on the road in Ludhiana as it does in Amritsar. The only thing that moves between showrooms is the dealer handling charge, which is not a published figure — so it is not in any total on this page.
- Ludhiana
- Amritsar
- Bathinda
- Jalandhar
- Mohali
- Patiala
What Punjab charges
Punjab bands the rate by ex-showroom price, from 9.5% to 12%. The Smart 1.2 Petrol MT pays ₹45,314 of road tax on its ₹4,76,990 ex-showroom price, plus ₹859 of cess — the ₹46,173 the table shows. That cess is 0.18% of ex-showroom, and we bill it because it appears at exactly that rate on every invoice we checked, in all 36 states and union territories. We have not found the notification that sets it, so we describe it rather than name it.
| Ex-showroom band | Petrol | Diesel | CNG |
|---|---|---|---|
| Up to ₹15,00,000 | 9.5% | 9.5% | 9.5% |
| Above ₹15,00,000 | 12% | 12% | 9.5% |
Tata Tiago on-road price in Punjab: common questions
- How much is road tax on a Tata Tiago in Punjab?
- ₹46,173 on the Smart 1.2 Petrol MT and ₹83,441 on the Creative 1.2 CNG AMT. Punjab bands the rate by ex-showroom price, from 9.5% to 12%.
- What is the on-road price of the Tata Tiago Smart 1.2 Petrol MT in Punjab?
- ₹5,50,113. That is ₹4,76,990 ex-showroom, ₹46,173 road tax, ₹23,850 insurance and registration. The full range runs to ₹9,91,631 for the Creative 1.2 CNG AMT.
- Is the Tata Tiago cheaper in Sikkim than in Punjab?
- Yes, by ₹35,774 on the Smart 1.2 Petrol MT. Sikkim is the cheapest of the 36 states we cover and Punjab ranks 26. Registering in another state only helps if you actually live there — road tax follows the address on the registration.
- What is the Tata Tiago on-road price in Ludhiana?
- ₹5,50,113 for the Smart 1.2 Petrol MT, rising to ₹9,91,631 for the Creative 1.2 CNG AMT — the same as anywhere else in Punjab. Road tax is set by the state, so the on-road total in Ludhiana is identical to Amritsar. Only dealer handling charges vary between showrooms, and those are not a published figure, so we leave them out.
Tata Tiago on-road price in other states
Not sure which applies to you? See all 36 states on one page.