Hyundai Creta on-road price in Ludhiana, Punjab (2026)
A Hyundai Creta costs ₹12,64,822 to ₹23,56,418 on the road in Punjab, from the E 1.5 Petrol MT to the King 1.5 Turbo Petrol DCT. Every trim is itemised below: road tax, insurance, TCS where it applies, and registration, plus what it costs on the road over the trim below it and whether the equipment it adds covers that. Punjab is the 19th cheapest of the 36 states we cover for this car: ₹76,349 more than Dadra and Nagar Haveli and Daman and Diu on the same E 1.5 Petrol MT, and ₹1,03,198 less than Karnataka.
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All 21 trims, on-road
| Variant | Ex-showroom | Road tax + cess | Insurance | TCS | Reg. & fees | On-road |
|---|---|---|---|---|---|---|
| E 1.5 Petrol MT | ₹10,90,700 | ₹1,05,580 | ₹54,535 | ₹10,907 | ₹3,100 | ₹12,64,822 |
| EX 1.5 Petrol MT+₹1,34,189 over EPricey | ₹12,06,700 | ₹1,16,809 | ₹60,335 | ₹12,067 | ₹3,100 | ₹13,99,011 |
| E 1.5 Diesel MT | ₹12,61,000 | ₹1,22,065 | ₹63,050 | ₹12,610 | ₹3,100 | ₹14,61,825 |
| EX(O) 1.5 Petrol MT+₹1,24,356 over EXFair upgrade | ₹13,14,200 | ₹1,27,215 | ₹65,710 | ₹13,142 | ₹3,100 | ₹15,23,367 |
| EX 1.5 Diesel MT+₹1,29,561 over EPricey | ₹13,73,000 | ₹1,32,906 | ₹68,650 | ₹13,730 | ₹3,100 | ₹15,91,386 |
| S(O) 1.5 Petrol MT+₹1,23,199 over EX(O)Fair upgrade | ₹14,20,700 | ₹1,37,524 | ₹71,035 | ₹14,207 | ₹3,100 | ₹16,46,566 |
| EX(O) 1.5 Petrol IVT | ₹14,49,700 | ₹1,40,331 | ₹72,485 | ₹14,497 | ₹3,100 | ₹16,80,113 |
| EX(O) 1.5 Diesel MT+₹1,24,009 over EXFair upgrade | ₹14,80,200 | ₹1,43,283 | ₹74,010 | ₹14,802 | ₹3,100 | ₹17,15,395 |
| SX 1.5 Petrol MT+₹1,34,434 over S(O)Fair upgrade | ₹15,04,400 | ₹1,83,236 | ₹75,220 | ₹15,044 | ₹3,100 | ₹17,81,000 |
| S(O) 1.5 Petrol IVT+₹1,73,331 over EX(O)Worth it | ₹15,65,700 | ₹1,90,702 | ₹78,285 | ₹15,657 | ₹3,100 | ₹18,53,444 |
| S(O) 1.5 Diesel MT+₹1,68,776 over EX(O)Fair upgrade | ₹15,91,700 | ₹1,93,869 | ₹79,585 | ₹15,917 | ₹3,100 | ₹18,84,171 |
| EX(O) 1.5 Diesel AT | ₹16,15,200 | ₹1,96,731 | ₹80,760 | ₹16,152 | ₹3,100 | ₹19,11,943 |
| SX Premium 1.5 Petrol MT+₹1,53,398 over SXFair upgrade | ₹16,34,200 | ₹1,99,046 | ₹81,710 | ₹16,342 | ₹3,100 | ₹19,34,398 |
| King 1.5 Petrol MT+₹1,10,616 over SX PremiumWorth it | ₹17,27,800 | ₹2,10,446 | ₹86,390 | ₹17,278 | ₹3,100 | ₹20,45,014 |
| S(O) 1.5 Diesel AT+₹1,43,589 over EX(O)Worth it | ₹17,36,700 | ₹2,11,530 | ₹86,835 | ₹17,367 | ₹3,100 | ₹20,55,532 |
| SX Premium 1.5 Petrol IVT+₹2,51,724 over S(O)Fair upgrade | ₹17,78,700 | ₹2,16,646 | ₹88,935 | ₹17,787 | ₹3,100 | ₹21,05,168 |
| SX Premium 1.5 Diesel MT+₹2,45,814 over S(O)Fair upgrade | ₹17,99,700 | ₹2,19,203 | ₹89,985 | ₹17,997 | ₹3,100 | ₹21,29,985 |
| King 1.5 Petrol IVT+₹1,06,480 over SX PremiumWorth it | ₹18,68,800 | ₹2,27,620 | ₹93,440 | ₹18,688 | ₹3,100 | ₹22,11,648 |
| King 1.5 Diesel MT+₹1,10,026 over SX PremiumWorth it | ₹18,92,800 | ₹2,30,543 | ₹94,640 | ₹18,928 | ₹3,100 | ₹22,40,011 |
| King 1.5 Diesel AT+₹2,88,477 over S(O)Worth it | ₹19,80,800 | ₹2,41,261 | ₹99,040 | ₹19,808 | ₹3,100 | ₹23,44,009 |
| King 1.5 Turbo Petrol DCT | ₹19,91,300 | ₹2,42,540 | ₹99,565 | ₹19,913 | ₹3,100 | ₹23,56,418 |
*Estimated on-road, Punjab, from the Delhi ex-showroom price · Prices checked Oct 2026
Is the dearer Creta worth it in Punjab?
The best-covered upgrade on this car is SX Premium 1.5 Diesel MT to King 1.5 Diesel MT. In Punjab that costs ₹1,10,026 more on the road — against ₹93,100 ex-showroom, because road tax is banded on the sticker price — and it adds ₹1,45,000 of equipment we price, 155% of the ex-showroom rise.
Line-by-line: E 1.5 Petrol MT
E 1.5 Petrol MT
petrol · manual · Punjab
- Ex-showroom price
- ₹10,90,700
- RTO road taxPunjab slab for petrol, plus a 0.18% cess charged on ex-showroom
- ₹1,05,580
- Insurance (comprehensive)1-yr own damage (zero dep) + 3-yr third party, incl. GST
- ₹54,535
- TCS1% above ₹10 L ex-showroom — adjustable against income tax
- ₹10,907
- Registration & FASTagOne-off RTO registration fee, HSRP plates and the FASTag tag
- ₹1,200
- Hypothecation & handling₹1,500 hypothecation endorsement and ₹400 miscellaneous — charged on the invoice whether or not the car is financed
- ₹1,900
Estimate. Road tax slabs checked September 2026; insurance premiums vary by insurer and dealer handling charges are not included.
Hyundai Creta on-road price in Ludhiana and across Punjab
These are the figures for every city in Punjab. Road tax is set by the state, not the city, so the E 1.5 Petrol MT costs the same ₹12,64,822 to put on the road in Ludhiana as it does in Amritsar. The only thing that moves between showrooms is the dealer handling charge, which is not a published figure — so it is not in any total on this page.
- Ludhiana
- Amritsar
- Bathinda
- Jalandhar
- Mohali
- Patiala
What Punjab charges
Punjab bands the rate by ex-showroom price, from 9.5% to 12%. The E 1.5 Petrol MT pays ₹1,03,617 of road tax on its ₹10,90,700 ex-showroom price, plus ₹1,963 of cess — the ₹1,05,580 the table shows. That cess is 0.18% of ex-showroom, and we bill it because it appears at exactly that rate on every invoice we checked, in all 36 states and union territories. We have not found the notification that sets it, so we describe it rather than name it.
| Ex-showroom band | Petrol | Diesel | CNG |
|---|---|---|---|
| Up to ₹15,00,000 | 9.5% | 9.5% | 9.5% |
| Above ₹15,00,000 | 12% | 12% | 9.5% |
The tax boundary to watch in Punjab
Punjab re-rates the whole price once a car crosses a band, so a small move up the range can cost several times its ex-showroom difference. On the Hyundai Creta, 2 variants do this.
EX(O) 1.5 Diesel MT → S(O) 1.5 Diesel MT
₹1,11,500 more ex-showroom becomes ₹1,68,776 more on the road — ₹57,276 of it from crossing the ₹15,00,000 line, where the rate goes from 9.5% to 12%.
EX(O) 1.5 Petrol IVT → SX 1.5 Petrol MT
₹54,700 more ex-showroom becomes ₹1,00,887 more on the road — ₹46,187 of it from crossing the ₹15,00,000 line, where the rate goes from 9.5% to 12%.
Worth knowing before you pick a trim: our verdict on whether the equipment justifies the gap is based on the ex-showroom difference, and in Punjab these upgrades cost more than that.
Hyundai Creta on-road price in Punjab: common questions
- How much is road tax on a Hyundai Creta in Punjab?
- ₹1,05,580 on the E 1.5 Petrol MT and ₹2,42,540 on the King 1.5 Turbo Petrol DCT. Punjab bands the rate by ex-showroom price, from 9.5% to 12%.
- What is the on-road price of the Hyundai Creta E 1.5 Petrol MT in Punjab?
- ₹12,64,822. That is ₹10,90,700 ex-showroom, ₹1,05,580 road tax, ₹54,535 insurance, ₹10,907 TCS and registration. The full range runs to ₹23,56,418 for the King 1.5 Turbo Petrol DCT.
- Is the Hyundai Creta cheaper in Dadra and Nagar Haveli and Daman and Diu than in Punjab?
- Yes, by ₹76,349 on the E 1.5 Petrol MT. Dadra and Nagar Haveli and Daman and Diu is the cheapest of the 36 states we cover and Punjab ranks 19. Registering in another state only helps if you actually live there — road tax follows the address on the registration.
- What is the Hyundai Creta on-road price in Ludhiana?
- ₹12,64,822 for the E 1.5 Petrol MT, rising to ₹23,56,418 for the King 1.5 Turbo Petrol DCT — the same as anywhere else in Punjab. Road tax is set by the state, so the on-road total in Ludhiana is identical to Amritsar. Only dealer handling charges vary between showrooms, and those are not a published figure, so we leave them out.
- Which Hyundai Creta variant crosses a tax band in Punjab?
- The move from the EX(O) 1.5 Diesel MT to the S(O) 1.5 Diesel MT. It is ₹1,11,500 more ex-showroom but ₹1,68,776 more on the road, because crossing ₹15,00,000 moves the whole price from 9.5% to 12%.
Hyundai Creta on-road price in other states
Not sure which applies to you? See all 36 states on one page.